40109 N Division Rd, Deer Park, WA 99006 Property Records

Spokane County property record for 40109 N Division Rd, Deer Park, WA 99006

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 703 sqft · built 2001
Lot Size	4.76 acres (207,781 sqft)
Owner	2 Individual Names on File
Last Sale	$229,900 (Sep 2019)
Tax Bill	$2,554 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39074.9019`

Property Details

APN / Parcel Number

Primary APN	`39074.9019`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	703 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	703 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	207,781 sqft
Garage Type	Attached
Garage Area	1,697 sqft
Parking Spaces	6 Parking Spaces
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	40109 N DIVISION RD
City	DEER PARK
State	WA
Zip	99006-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	07-29-43 S1/2 OF NE1/4 OF SE1/4 OF SE1/4 EXC RD
Legal Range	43
Legal Township	29
Legal Section	07
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2000
Census Tract	10304

Owner

40109 N Division Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40109 N DIVISION RD, DEER PARK, WA 99006-5411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 19, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	Jul 30, 2001 · Amount on File
Deed Document Number	20196843867
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	40109 N DIVISION RD, DEER PARK, WA 99006-5411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007002300
Date	Dec 1, 2020
Instrument	7002300

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 19, 2019
Property Address	40109 N DIVISION RD, DEER PARK, WA 99006-5411
Document Number	0006843867
Instrument Date	Sep 12, 2019
Instrument	6843867
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,097.22
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40109 N DIVISION RD DEER PARK WA 99006, DEER PARK, WA 99006

Mortgage

Document Number	6843868
Date	Sep 19, 2019
Instrument	6843868

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 40109 N Division Rd was $2,554, up 4.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,554.00 (+4.2%)	$297,760 Land $110,160 Building $187,600	$297,760 Land $110,160 Building $187,600
2025	$2,451.00
2024		$301,600 (+20.45%) Land $70,000 Building $231,600	$301,600 (+20.45%) Land $70,000 Building $231,600
2023	$2,364.00 (+0.51%)	$250,400 Land $70,000 Building $180,400	$250,400 Land $70,000 Building $180,400
2022	$2,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40109 N Division Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Most Recent Claim	Mar 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40109 N Division Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 41% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Division Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures