4010 Windflower Ln, Denver, NC 28037 Property Records

Lincoln County property record for 4010 Windflower Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,384 sqft · built 2015
Lot Size	0.563 acres (24,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,000 (Apr 2015)
Tax Bill	$4,891 (2026)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4605-62-6058`

Property Details

APN / Parcel Number

Primary APN	`4605-62-6058`
Alternative APNs	`228389` `84405`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,384 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Lot Area	24,524 sqft (0.563 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	228389
Street Address	4010 WINDFLOWER LN
City	DENVER
State	NC
Zip	28037-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	LT #20 EASTWIND COVE PH1
Legal Subdivision	EASTWIND COVE
Legal Lot Number	20
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3013
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4010 WINDFLOWER LN, DENVER, NC 28037-5512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA BANKING CO
May 21, 2020	Deed of Trust, Mortgage · Conventional with PMI GEORGIA BKNG
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2015 · Amount on Record
Deed Sale	Apr 16, 2015 · Amount on Record
Prior Sale	Sep 18, 2014 · Amount on Record
Deed Document Number	2015532247
Deed Book / Page	2514 / 110
Last Transfer Date	Jul 14, 2016
Transfer Doc	0026000714
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4010 WINDFLOWER LN, DENVER, NC 28037-5512
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002986238
Date	Dec 17, 2020
Book Page	2986/238
Instrument	621899

Lender

Name	GEORGIA BANKING CO
Type	Bank
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4010 WINDFLOWER LN, DENVER, NC 28037-5512
Document Number	2924305
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 WINDFLOWER LN DENVER NC 280375512, DENVER, NC 28037-5512

Mortgage

Document Number	2924305
Date	Jul 2, 2020
Book Page	002924/000305
Instrument	611474

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2045

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4010 WINDFLOWER LN, DENVER, NC 28037-5512
Document Number	2762681
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4010 WINDFLOWER LN DENVER NC 280375512, DENVER, NC 28037-5512

Mortgage

Document Number	2762681
Date	Aug 14, 2018
Book Page	002762/000681
Instrument	581884

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,891.00 (+1.37%)	$780,413 (-) Land $193,379 Building $587,034	$780,413 (-) Land $193,379 Building $587,034
2023	$4,825.00	$780,413 Land $193,379 Building $587,034	$780,413 Land $193,379 Building $587,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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