4010 Sand Ter, Katy, TX 77450 Property Records

Fort Bend County property record for 4010 Sand Ter, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,205 sqft · built 1995
Lot Size	0.282 acres (12,298 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,942 (2025)
Deeds & Mortgages	Dec 2017 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`R186403`

Property Details

APN / Parcel Number

Primary APN	`R186403`
Alternative APN	`2986-01-001-0200-914`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,205 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	2,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,298 sqft (0.282 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4010 SAND TER
City	KATY
State	TX
Zip	77450-8577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	J
Legal Description	FAIRWAYS AT KELLIWOOD SEC 1, BLOCK 1, LOT 20 & (PT) RESERVE B (0.083 AC)
Legal Subdivision	FAIRWAYS AT KELLIWOOD SEC 1
Legal Block	1
Legal Lot Number	20
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1005
Census Tract	673006

Owner

Source: Fort Bend County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3115 CASTLEWIND DR, KATY, TX 77450-8626
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 1997
Deed Sale	Feb 7, 1997
Prior Sale	Oct 5, 1995 · Amount on Record
Deed Document Number	19977441
Last Transfer Date	Mar 27, 2025
Transfer Doc	0000029852
Record Updated	Oct 29, 2026

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 14, 2017
Property Address	4010 SAND TER, KATY, TX 77450-8577
Instrument Date	Nov 6, 2017
Instrument	136720
Transaction Type	Construction Loan
Record Updated	Jan 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4010 SAND TER KATY TX 774508577, KATY, TX 77450-8577

Mortgage

Document Number	0000136720
Date	Dec 14, 2017
Instrument	136720

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,942.00 (-19.92%)	$433,227 (+1%) Land $79,580 Building $357,005	$436,585 (+1.99%) Land $79,580 Building $357,005
2024	$3,674.00 (+1.86%) Homeowner's exemption Senior Citizen's exemption	$393,843 (+1%) Land $79,580 Building $348,481	$428,061 (+1.74%) Land $79,580 Building $348,481
2023	$3,607.00 (+39.21%) Homeowner's exemption Senior Citizen's exemption	$358,039 Land $61,215 Building $359,524	$420,739 Land $61,215 Building $359,524
2018	$2,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 234 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	48 (2017–2021)
Claims Outside the SFHA	48 of 48
Most Recent Claim	Feb 2021 · Severe Winter Storms
Claims by Event	Hurricane Harvey, Aug 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 5 serves 2,460 people · EPA ID TX0790291
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20