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4010 Pretense Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4010 Pretense Ct, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,481 sqft · built 1976
Lot Size1.08 acres (47,480 sqft)
Owner2 Individual Names on File
Last Sale$1,440,000 (Jun 2025)
Tax Bill$10,464 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN246-0560-009-0000

Property Details

APN / Parcel Number

Primary APN246-0560-009-0000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,481 sqft Living Area
1st Floor Area2,731 sqft
Basement Area750 sqft
Finished Basement750 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCustom Design
Exterior MaterialWood Shingle
Construction TypeWood
Roof MaterialOther
Lot Area47,480 sqft
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4010 PRETENSE CT
CityFAIR OAKS
StateCA
Zip95628-6423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-2
Legal DescriptionCURRAGH DOWNS, LOT 38
Legal SubdivisionCURRAGH DOWNS
Legal Lot Number38
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3012
Census Tract8006

Owner

4010 Pretense Ct is owned and occupied by two individuals who bought it in June 2025.

Source: Sacramento County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address4010 PRETENSE CT, FAIR OAKS, CA 95628-6423
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2025 · Amount on File
Deed SaleJun 18, 2025 · Amount on File
Prior SaleFeb 3, 2000 · Amount on File
Deed Book / Page20250618 / 845
Prior Transfer DateDec 13, 2011
Prior Transfer Doc0000000295
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4010 PRETENSE CT, FAIR OAKS, CA 95628-6423
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4010 PRETENSE CT, FAIR OAKS, CA 95628-6423

Mortgage

Document Number0000000377
DateDec 16, 2025
Instrument202512160377
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressHUNTINGTON BEACH, CA 92647
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 4010 Pretense Ct was $10,464, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,468,800 (+69.14%) Land $382,500 Building $1,086,300
2025$10,464.00 (+0.77%)$868,373 Land $230,533 Building $637,840
2024$10,384.00 (+3.09%)
2023$10,073.00 (+0.38%) Homeowner's exemption$834,655 Land $221,582 Building $613,073
2022$10,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4010 Pretense Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4010 Pretense Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR OAKS WATER DISTRICT
serves 36,226 people · EPA ID CA3410009
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Succeed.Net
Fixed Wireless		100 / 50
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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