4010 Perrault Cir, Monroe, NC 28110 Property Records

Union County property record for 4010 Perrault Cir, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,444 sqft · built 2006
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,500 (Aug 2006)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-009-057`

Property Details

APN / Parcel Number

Primary APN	`06-009-057`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,444 sqft Living Area
1st Floor Area	1,859 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	15,420 sqft (0.354 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4010 PERRAULT CIR
City	MONROE
State	NC
Zip	28110-9640
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RUC WESLEY
Legal Description	#54 WINDING CREEK PH1 OPCI947
Legal Subdivision	WINDING CREEK
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2023
Census Tract	20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4010 PERRAULT CIR, MONROE, NC 28110-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 9, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2006 · Amount on Record
Deed Sale	Aug 25, 2006 · Amount on Record
Deed Document Number	200638954
Deed Book / Page	4277 / 601
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4010 PERRAULT CIR, MONROE, NC 28110-9640
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 PERRAULT CIR, MONROE, NC 28110-9640

Mortgage

Document Number	0008958456
Date	Aug 14, 2024
Book Page	8958/456
Instrument	19244

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4010 PERRAULT CIR, MONROE, NC 28110-9640
Document Number	6878731
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 PERRAULT CIR MONROE NC 281109640, MONROE, NC 28110-9640

Mortgage

Document Number	6878731
Date	Feb 17, 2017
Book Page	006878/000731
Instrument	4583

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,500 (-) Land $137,200 Building $542,300	$679,500 (-) Land $137,200 Building $542,300
2025	$3,425.00 (+24.14%)	$679,500 (+59.39%) Land $137,200 Building $542,300	$679,500 (+59.39%) Land $137,200 Building $542,300
2023	$2,759.00	$426,300 Land $83,000 Building $343,300	$426,300 Land $83,000 Building $343,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium, Ripple Fiber.

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