4010 Meadow Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4010 Meadow Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,536 sqft · built 1987
Lot Size	0.893 acres (38,914 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,312 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-15-377-016`

Property Details

APN / Parcel Number

Primary APN	`09-15-377-016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,536 sqft Living Area
Basement Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,914 sqft (0.893 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4010 MEADOW DR
City	SAINT CHARLES
State	IL
Zip	60175-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNLEY ON THE FOX UNIT NO. 2 - LOT 26
Legal Subdivision	THE FOX
Legal Block	1
Legal Lot Number	26
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1037
Census Tract	852103

Owner

4010 Meadow Dr is owned and occupied by two individuals who acquired it in August 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4010 MEADOW DR, SAINT CHARLES, IL 60175-5100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Aug 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 22, 2019
Transfer Doc	0000039261
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4010 MEADOW DR, SAINT CHARLES, IL 60175-5100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013008
Date	Mar 13, 2017
Instrument	2017K013008

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	216 Months
Due	Mar 5, 2035

Interest

Rate	3.63%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 27, 2019
Property Address	4010 MEADOW DR, SAINT CHARLES, IL 60175-5100
Document Number	0000039261
Instrument Date	Aug 22, 2019
Instrument	39261
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4010 MEADOW DR ST CHARLES IL 601755100, ST CHARLES, IL 60175-5100

Tax Assessment & Valuation

The 2025 property tax bill for 4010 Meadow Dr was $10,312 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,312.00 Homeowner's exemption Senior Citizen's exemption	$163,046 (+13.48%) Land $50,521 Building $112,525	$489,334 (+13.48%) Land $151,624 Building $337,710
2024		$143,682 Land $46,550 Building $97,132	$431,218 Land $139,706 Building $291,513
2022	$9,065.00 (+4.36%) Homeowner's exemption	$123,275 (+4.91%) Land $45,192 Building $78,083	$369,825 (+4.91%) Land $135,576 Building $234,249
2021	$8,686.00 Homeowner's exemption	$117,506 Land $43,077 Building $74,429	$352,518 Land $129,231 Building $223,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4010 Meadow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4010 Meadow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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