4010 Highcrest Rd, Rockford, IL 61107 Property Records

Winnebago County property record for 4010 Highcrest Rd, Rockford, IL 61107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1954
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Mar 2026)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161C885`

Property Details

APN / Parcel Number

Primary APN	`161C885`
Alternative APN	`1217304041`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	242 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	161C885
Street Address	4010 HIGHCREST RD
City	ROCKFORD
State	IL
Zip	61107-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALPINE CREST SUBD IN W1/2 SEC 17 + SE1/4 SEC 18-44-2 LOT 012 BLOCK 00A
Legal Range	2
Legal Township	44
Legal Section	18
Legal Subdivision	ALPINE CREST SUBD
Legal Block	00A
Legal Lot Number	012
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2022
Census Tract	402

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4010 HIGHCREST RD, ROCKFORD, IL 61107-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Apr 7, 2006 · Amount on Record
Deed Document Number	20266670
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 19, 2026
Property Address	4010 HIGHCREST RD, ROCKFORD, IL 61107-2104
Document Number	0000006670
Map Reference	PB 18 PG 22 23
Instrument Date	Mar 18, 2026
Instrument	2606670
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 HIGHCREST RD, ROCKFORD, IL 61107-2104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006671
Date	Mar 19, 2026
Instrument	2606671

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.74%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (+6.18%) Homeowner's exemption	$51,719 (+11.43%) Land $7,842 Building $43,877	$155,157 (+11.43%) Land $23,526 Building $131,631
2024	$3,122.00	$46,414 (+26.88%) Land $7,038 Building $39,376	$139,242 (+26.88%) Land $21,114 Building $118,128
2022	Homeowner's exemption	$36,580 Land $5,547 Building $31,033	$109,740 Land $16,641 Building $93,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1978–2013)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20