4010 Dixie Ln, Bardstown, KY 40004 Property Records

Nelson County property record for 4010 Dixie Ln, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,122 sqft · built 1974
Lot Size	0.523 acres (22,783 sqft)
Owner	Individual Name on Record
Last Sale	$247,900 (Nov 2024)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`32SE0-06-014`

Property Details

APN / Parcel Number

Primary APN	`32SE0-06-014`
Alternative APNs	`129576` `49619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,783 sqft (0.523 acres)
Garage Type	Carport
Garage Area	212 sqft
Carport	Carport
Carport Area	212 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	129576
Street Address	4010 DIXIE LN
City	BARDSTOWN
State	KY
Zip	40004-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	DIXIE LANE SUB LOT 15 PB6-30
Legal Subdivision	DIXIE LANE SUB
Legal Lot Number	15
Jurisdiction	NELSON KY
Township / Civil Division	COXS CREEK
Census Block Group	1
Census Block	1004
Census Tract	930201

Owner

Source: Nelson County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
Jan 4, 2021	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Dec 18, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Jan 26, 2006	Deed of Trust, Mortgage · Line of Credit FORT KNOX FCU
Aug 16, 2010	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Nov 9, 2009	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Nov 27, 2024	Deed, Transfer LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC
Oct 27, 2005	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Oct 27, 2005
Deed Document Number	202411757
Deed Book / Page	607 / 426
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1135/220
Date	Jun 5, 2017
Book Page	M1135/220
Instrument	2017006501

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1293/655
Date	Jan 4, 2021
Book Page	M1293/655
Instrument	2021000037

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 5, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1234/397
Date	Dec 18, 2019
Book Page	M1234/397
Instrument	2019015454

Lender

Name	PNC BANK NA
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M719/675
Date	Jan 26, 2006
Book Page	M719/675
Instrument	205468

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M905/208
Date	Aug 16, 2010
Book Page	M905/208
Instrument	259238

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2040

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000880/556
Date	Nov 9, 2009
Book Page	880/556
Instrument	251516

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Oct 23, 2019

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Nov 27, 2024
Property Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440
Document Number	00D607/426
Book / Page	D607 / 426
Map Reference	MB 6 PG 30
Instrument Date	Nov 25, 2024
Instrument	2024011757
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$248.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4008 DIXIE LN, BARDSTOWN, KY 40004-9440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Oct 27, 2005
Property Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440
Document Number	00D425/520
Book / Page	D425 / 520
Map Reference	MB6 PG30
Instrument Date	Oct 17, 2005
Instrument	202369
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 DIXIE LN, BARDSTOWN, KY 40004-9440

Mortgage

Document Number	0000202386
Date	Oct 27, 2005
Instrument	202386

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,493.00 (+250.14%) Homeowner's exemption	$247,900 (+134.02%) Land $25,000 Building $222,900	$247,900 (+134.02%) Land $25,000 Building $222,900
2023	$712.00 Homeowner's exemption	$105,930	$105,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH NELSON WATER DISTRICT serves 13,365 people · EPA ID KY0900323
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dixie Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures