4010 Dancing Cloud Ct, Unit 408, Destin, FL 32541 Property Records

Okaloosa County property record for 4010 Dancing Cloud Ct, Unit 408, Destin, FL 32541 · Last verified December 2025

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,254 sqft · built 2003
Lot Size	17.8 acres (775,514 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (Feb 2018)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8929-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8929-5`
Alternative APN	`00-2S-22-1050-0008-0408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,254 sqft Heated Area

Exterior

Year Built	Built 2003
Lot Area	775,514 sqft

Location & Zoning

Street Address	4010 DANCING CLOUD CT UNIT 408, 408
City	DESTIN
State	FL
Zip	32541-8573
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 408 BLDG 8
Legal Range	22
Legal Township	02S
Legal Subdivision	INDIAN LAKE CONDO
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-598-8929-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	292 WHISPERING LAKE DR, SANTA ROSA BEACH, FL 32459-4284
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Prior Sale	Dec 04, 2013 · Amount on Record
Deed Document Number	3191142
Deed Book / Page	3339 / 0516
Record Updated	Jun 08, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 27, 2018
Property Address	4010 DANCING CLOUD CT UNIT 408, 408, DESTIN, FL 32541-8573
Document Number	0033390516
Book / Page	003339 / 000516
Instrument Date	Feb 23, 2018
Instrument	3191142
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1014 AIRPORT RD #180 DESTIN FL 325412890, 180, DESTIN, FL 32541-2890

Mortgage

Document Number	33390518
Date	Feb 27, 2018
Book Page	003339/000518
Instrument	3191143

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,364.00 (+2.74%)	$255,000 (-5.56%) Building $255,000	$255,000 (-5.56%) Building $255,000
2023	$2,301.00 (+25.33%)	$270,000 (+38.46%) Building $270,000	$270,000 (+38.46%) Building $270,000
2022	$1,836.00	$195,000 Building $195,000	$195,000 Building $195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured 533 under condo master policies
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.