4010 Cloverland Dr, Phoenix, MD 21131 Property Records

Baltimore County property record for 4010 Cloverland Dr, Phoenix, MD 21131

Property Summary

Property Type	Single Family Home
Details	5 ba · 7,948 sqft · built 1997
Lot Size	3.86 acres (168,142 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Jul 2018)
Tax Bill	$13,752 (2024)
Deeds & Mortgages	Feb 2023 Transfer Oct 2018 Line of Credit + 4 more
APN	`10-2200012550`

Property Details

APN / Parcel Number

Primary APN	`10-2200012550`
Alternative APN	`2200012550`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	7,948 sqft Living Area
Gross Area	8,832 sqft
1st Floor Area	3,471 sqft
Basement Area	1,006 sqft
Finished Basement	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	168,142 sqft (3.86 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	42 sqft
Patio Area	732 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	2200012550
Street Address	4010 CLOVERLAND DR
City	PHOENIX
State	MD
Zip	21131-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.867 AC CLOVERLAND FARMS
Legal Subdivision	CLOVERLAND FARMS
Legal Block	3
Legal Lot Number	9
Jurisdiction	BALTIMORE MD
Township / Civil Division	10
Census Block Group	3
Census Block	3010
Census Tract	410200

Owner

4010 Cloverland Dr is owned and occupied by two individuals who acquired it in December 2022.

Source: Baltimore County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4010 CLOVERLAND DR, PHOENIX, MD 21131-2138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Intrafamily Transfer, Transfer
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF COMMERCE FCU
May 31, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 30, 2018	Deed, Transfer · ARM STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Jan 23, 1996 · Amount on File
Deed Book / Page	40513 / 55
Last Transfer Date	Dec 28, 2022
Transfer Doc	0477990181
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Feb 16, 2023
Property Address	4010 CLOVERLAND DR, PHOENIX, MD 21131-2138
Document Number	0477990181
Book / Page	47799 / 181
Map Reference	MB 64 FO 84
Instrument Date	Dec 28, 2022
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4010 CLOVERLAND DR, PHOENIX, MD 21131-2138
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0407620472
Date	Oct 9, 2018
Book Page	0040762/472

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4010 CLOVERLAND DR, PHOENIX, MD 21131-2138
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0423970232
Date	Jan 28, 2020
Book Page	42397/232

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4010 CLOVERLAND DR, PHOENIX, MD 21131-2138
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0455450482
Date	Oct 1, 2021
Book Page	45545/482

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4010 CLOVERLAND DR, PHOENIX, MD 21131-2138
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 CLOVERLAND DR, PHOENIX, MD 21131-2138

Mortgage

Document Number	0469540281
Date	May 31, 2022
Book Page	46954/281

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Jan 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 30, 2018
Property Address	4010 CLOVERLAND DR, PHOENIX, MD 21131-2138
Document Number	0405130055
Book / Page	0040513 / 055
Map Reference	MB64 FO84
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	AMERICAN LAND TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4010 CLOVERLAND DR, PHOENIX, MD 21131-2138

Mortgage

Document Number	0004051360
Date	Jul 30, 2018
Instrument	0040513/60

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	40%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,218,300 Land $366,500 Building $851,800	$1,218,300 Land $366,500 Building $851,800
2024	$13,752.00 (+114.81%)
2023	$6,402.00	$1,051,500	$1,218,300 Land $366,500 Building $851,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4010 Cloverland Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4010 Cloverland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cloverland Dr

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