4010 176th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 4010 176th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,848 sqft · built 2024
Lot Size	0.441 acres (19,200 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Aug 2021)
Tax Bill	$10,304 (2026)
Deeds & Mortgages	Jun 2026 Transfer Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`506500-1-150`

Property Details

APN / Parcel Number

Primary APN	`506500-1-150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,848 sqft Living Area
Gross Area	3,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Roof Material	Composition Shingle
Lot Area	19,200 sqft (0.441 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4010 176TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-6709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 17 TOWNSHIP 20 RANGE 05 QUARTER 42 LAKE TAPPS LAKERIDGE L 114 SUBJ TO EASE TOG/W COMM PROP INT IN PARK
Legal Range	05
Legal Township	20
Legal Section	17
Legal Subdivision	LAKE TAPPS LAKERIDGE
Legal Lot Number	114
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1017
Census Tract	70314

Owner

4010 176th Ave E is owned and occupied by two individuals who acquired it in November 2023.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4010 176TH AVE E, LAKE TAPPS, WA 98391-6709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 13, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Aug 11, 2023	Intrafamily Transfer, Transfer
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Deed Document Number	2021515
Last Transfer Date	Nov 9, 2023
Transfer Doc	0000000278
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 5, 2026
Property Address	4010 176TH AVE E, LAKE TAPPS, WA 98391-6709
Document Number	0000000168
Instrument Date	May 27, 2026
Instrument	2026168
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Nov 13, 2023
Property Address	4010 176TH AVE E, LAKE TAPPS, WA 98391-6709
Document Number	0011130278
Map Reference	VOL 27 PG 36-40
Instrument Date	Nov 9, 2023
Instrument	202311130278
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 176TH AVE E, LAKE TAPPS, WA 98391-6709

Mortgage

Document Number	0011130279
Date	Nov 13, 2023
Instrument	202311130279

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.1%
Index	1-Year T-Bill
Max Rate	12.1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Aug 11, 2023
Property Address	4010 176TH AVE E, LAKE TAPPS, WA 98391-6709
Document Number	0008110367
Map Reference	VOL 27 PG 36-40
Instrument Date	Aug 8, 2023
Instrument	202308110367
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2330 53RD ST SE, AUBURN, WA 98092-2932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7415 VILLAGE DR, SUMNER, WA 98390-8271

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 19, 2021
Property Address	4010 176TH AVE E, LAKE TAPPS, WA 98391-6709
Document Number	0008190515
Map Reference	VOL 27 PG 36-40
Instrument Date	Jul 30, 2021
Instrument	202108190515
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21002 SPRINGHAVEN WAY E, BONNEY LAKE, WA 98391-8325

Mortgage

Document Number	0008190516
Date	Aug 19, 2021
Instrument	202108190516

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

The 2026 property tax bill for 4010 176th Ave E was $10,304, up 32.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,304.00 (+32.92%)	$850,300 (-1.72%) Land $287,600 Building $562,700	$850,300 (-1.72%) Land $287,600 Building $562,700
2025	$7,752.00 (+266.7%)	$865,200 (+332.82%) Land $274,500 Building $590,700	$865,200 (+332.82%) Land $274,500 Building $590,700
2024	$2,114.00 (-0.84%)	$199,900 (-4.22%) Land $199,900	$199,900 (-4.22%) Land $199,900
2023	$2,132.00	$208,700 Land $208,700	$208,700 Land $208,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4010 176th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4010 176th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband, T-Mobile.

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