401 Yancy Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 401 Yancy Ct, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,539 sqft · built 1992
Lot Size0.242 acres (10,542 sqft)
Owner2 Individual Names on File
Last Sale$549,900 (Mar 2023)
Tax Bill$5,561 (2025)
Deeds & MortgagesJan 2013 Mortgage
Feb 2024 Refinance
+ 3 more
APN0594001000480

Property Details

APN / Parcel Number

Primary APN0594001000480

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,539 sqft Living Area
1st Floor Area838 sqft
Upper Floors Area1,110 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,542 sqft (0.242 acres)
Lot Dimensions136 ft deep x 42 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area132 sqft
Deck Area374 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address401 YANCY CT
CityCHESAPEAKE
StateVA
Zip23322-5778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description48 FOXGATE QUARTER SEC 2-A
Legal SubdivisionFOXGATE QUARTER, WILSON HEIGHTS WEST
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3003
Census Tract21010

Owner

401 Yancy Ct is owned and occupied by two individuals who bought it in March 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address401 YANCY CT, CHESAPEAKE, VA 23322-5778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2013Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 28, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Aug 4, 2011Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 10, 2013Deed of Trust, Mortgage · Line of Credit
CHARTWAY FEDERAL CREDIT U
Mar 21, 2023Warranty Deed, Transfer · VA Mortgage
AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2023 · Amount on File
Deed SaleMar 21, 2023 · Amount on File
Prior SaleApr 30, 2004 · Amount on File
Deed Document Number20235477
Deed Book / Page10646 / 1387
Record UpdatedOct 29, 2026

January 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address401 YANCY CT, CHESAPEAKE, VA 23322-5778
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number008942/439
DateJan 15, 2013
Book Page8942/439
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2043
Interest
Rate TypeFixed Rate
Rate4%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address401 YANCY CT, CHESAPEAKE, VA 23322-5778
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10729/1346
DateFeb 28, 2024
Book Page10729/1346
Instrument240003771
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2054
Interest
Rate TypeFixed Rate

August 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address401 YANCY CT, CHESAPEAKE, VA 23322-5778
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number008455/549
DateAug 4, 2011
Book Page8455/549
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate
Rate4.5%

June 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address401 YANCY CT, CHESAPEAKE, VA 23322-5778
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009102/446
DateJun 10, 2013
Book Page9102/446
Lender
NameCHARTWAY FEDERAL CREDIT U
Agreement
TypeLine of Credit
AmountAmount on Record
Term176 Months
DueFeb 20, 2028
Interest
Rate TypeAdjustable Rate

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 21, 2023
Property Address401 YANCY CT, CHESAPEAKE, VA 23322-5778
Document Number10646/1387
Book / Page10646 / 1387
Instrument DateMar 17, 2023
Instrument230005477
Transaction TypeTransfer
Record UpdatedApr 5, 2023
Title CompanyRTS TITLE AND ESCROW, FORTIS TITLE & ESCROW

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 YANCY CT, CHESAPEAKE, VA 23322-5778

Mortgage

Document Number0230005478
DateMar 21, 2023
Instrument230005478
Lender
NameAMERICAN NEIGHBORHOOD MORTGAGE ACCE
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Yancy Ct was $5,561.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$578,900 (+5.14%) Land $200,000 Building $378,900$578,900 (+5.14%) Land $200,000 Building $378,900
2025$5,561.00$550,600 Land $190,000 Building $360,600$550,600 Land $190,000 Building $360,600
2023$505,600 (+22.69%) Land $170,000 Building $335,600$505,600 (+22.69%) Land $170,000 Building $335,600
2022$412,100 Land $150,000 Building $262,100$412,100 Land $150,000 Building $262,100
2019$3,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 401 Yancy Ct; there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (1984–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Yancy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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