Cabarrus County property record for 401 Wingard Rd, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,914 sqft · built 2019 |
| Lot Size | 18.8 acres (821,977 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,912 (2023) |
| Deeds & Mortgages | Dec 2020 Line of Credit Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5651 52 9118 |
| Primary APN | 5651 52 9118 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,914 sqft Living Area |
| Gross Area | 7,473 sqft |
| 1st Floor Area | 2,914 sqft |
| Basement Area | 2,914 sqft |
| Finished Basement | 2,914 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 821,977 sqft (18.8 acres) |
| Lot Width | 607 ft Width |
| Garage Type | Mixed |
| Garage Area | 832 sqft |
| Porch | Patio |
| Porch Area | 677 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 129777 |
|---|---|
| Street Address | 401 WINGARD RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-9125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | WEST SIDE WINGARD RD |
| Legal Subdivision | MT PLEASANT HIGH SCHOOL |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 8, MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 40600 |
401 Wingard Rd, a single family home, is owned by two individuals.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 501 WINGARD RD, CONCORD, NC 28025-9126 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Line of Credit PINNACLE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 401 WINGARD RD, CONCORD, NC 28025-9125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14796334 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 14796/334 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 401 WINGARD RD, CONCORD, NC 28025-9125 |
| Document Number | 14732183 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 WINGARD RD CONCORD NC 280259125, CONCORD, NC 28025-9125 |
| Document Number | 14732183 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 014732/000183 |
| Instrument | 44080 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 7, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,410,330 Land $353,510 Building $1,056,820 | ||
| 2024 | $1,410,330 (+52.94%) Land $353,510 Building $1,056,820 | ||
| 2023 | $7,912.00 | $922,160 Land $232,570 Building $689,590 | $922,160 Land $232,570 Building $689,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Wingard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Wingard Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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