401 Willow Creek Cir, Allen, TX 75002 Property Records

Collin County property record for 401 Willow Creek Cir, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,638 sqft · built 1984
Owner	2 Individual Names on File
Tax Bill	$10,451 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-1425-000-0290-1`

Property Details

APN / Parcel Number

Primary APN	`R-1425-000-0290-1`
Alternative APN	`1598872`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,638 sqft Living Area
Gross Area	3,319 sqft
1st Floor Area	2,819 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Porch	Covered Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1598872
Street Address	401 WILLOW CREEK CIR
City	ALLEN
State	TX
Zip	75002-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW CREEK ESTATES (CAL), LOT 29
Legal Subdivision	WILLOW CREEK ESTATES (CAL)
Legal Block	LO
Legal Lot Number	29
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1005
Census Tract	31511

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 WILLOW CREEK CIR, ALLEN, TX 75002-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit TEXANS CU
Jul 17, 2020	Deed of Trust, Mortgage FIRST BK
Mar 16, 2020	Loan Modification, Mortgage FIRST BK
Oct 2, 2019	Warranty Deed, Transfer FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019
Deed Sale	Oct 2, 2019
Deed Document Number	20191002001231910
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	401 WILLOW CREEK CIR, ALLEN, TX 75002-3513
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000012645
Date	Feb 9, 2023
Instrument	2023000012645

Lender

Name	TEXANS CU
Type	Credit Union
Address	RICHARDSON, TX 75085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	401 WILLOW CREEK CIR, ALLEN, TX 75002-3513
Document Number	0001156890
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WILLOW CREEK CIR ALLEN TX 750023513, ALLEN, TX 75002-3513

Mortgage

Document Number	0001156890
Date	Jul 23, 2020
Instrument	1156890

Lender

Name	FIRST BK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	401 WILLOW CREEK CIR, ALLEN, TX 75002-3513
Document Number	0000528250
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WILLOW CREEK CIR ALLEN TX 750023513, ALLEN, TX 75002-3513

Mortgage

Document Number	0000528250
Date	Apr 14, 2020
Instrument	528250

Lender

Name	FIRST BK
Type	Bank
Address	WICHITA FALLS, TX 76301

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 13, 2021

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 2, 2019
Property Address	401 WILLOW CREEK CIR, ALLEN, TX 75002-3513
Document Number	0001231910
Instrument Date	Sep 17, 2019
Instrument	1231910
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CARTER CT ALLEN TX 750025286, ALLEN, TX 75002-5286

Mortgage

Document Number	1231920
Date	Oct 2, 2019
Instrument	1231920

Lender

Name	FIRST BK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$922,849 (+3.71%) Land $247,500 Building $675,349	$922,849 (+3.71%) Land $247,500 Building $675,349
2024	$10,451.00 (-2.7%)
2023		$889,851 Land $181,500 Building $708,351	$889,851 Land $181,500 Building $708,351
2022	$10,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Hotwire Communications.

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