401 Williams St, Gallup, NM 87301 Property Records

McKinley County property record for 401 Williams St, Gallup, NM 87301

Property Summary

Primary APN	`2-103-088-441-108`
Alternative APN	`R648078`

Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Account Number	R648078
Street Address	401 WILLIAMS ST
City	GALLUP
State	NM
Zip	87301-4789
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	100' X 140' IN TRACT 2, SEC.13 T15 R18, BOARDMAN LAND DEV.CO. SUB. BK 15 PG 1946 4/18/00 BK 16 PG 1544 1/8/01 DOC 368101 08/04/14 DOC 378356 11/17/16 DOC 404818 07/24/23 CODE2-103-088-441-108 STORAGE LOCKERS
Legal Range	18
Legal Township	15
Legal Section	13
Legal Subdivision	BOARDMAN LAND DEV. CO. SUB
Legal Tract	2
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	2
Census Block	2009
Census Tract	945602

Source: McKinley County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Source: McKinley County assessment roll, as of July 23, 2026

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,665 (+3.01%) Land $9,613 Building $16,052	$76,996 (+3.01%) Land $28,840 Building $48,156
2025	$1,000.00 (+14.81%)	$24,916 (+22.66%) Land $9,333 Building $15,583	$74,748 (+22.66%) Land $28,000 Building $46,748
2023	$871.00	$20,313 (-) Land $9,333 Building $10,980	$60,940 (-) Land $28,000 Building $32,940
2022		$20,313 Land $9,333 Building $10,980	$60,940 Land $28,000 Building $32,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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