401 Why Worry Ln, Ronald, WA 98940 Property Records

Kittitas County property record for 401 Why Worry Ln, Ronald, WA 98940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1994
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2020)
Tax Bill	$2,917 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P142334`

Property Details

APN / Parcel Number

Primary APN	`P142334`
Alternative APNs	`2014020540033` `142334`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	338 sqft
Basement Area	338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	1,404 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Storage Building	156 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Street Address	401 WHY WORRY LN
City	RONALD
State	WA
Zip	98940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KC-R-3
Legal Description	ACRES .65, WILDWOOD #2 LT 33 SEC. 2; TWP. 20; RGE. 14;
Legal Range	14
Legal Township	20
Legal Section	02
Legal Subdivision	WILDWOOD #2
Legal Lot Number	33
Jurisdiction	KITTITAS WA
Township / Civil Division	CLE ELUM
Census Block Group	1
Census Block	1011
Census Tract	975101

Owner

401 Why Worry Ln is owned by two individuals who bought it in August 2020.

Source: Kittitas County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7747 11TH AVE NW, SEATTLE, WA 98117-4134
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 18, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	May 29, 2020 · Amount on File
Deed Document Number	202056
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	401 WHY WORRY LN, RONALD, WA 98940
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008180019
Date	Aug 18, 2022
Instrument	202208180019

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	May 29, 2020
Property Address	401 WHY WORRY LN, RONALD, WA 98940
Document Number	0005290028
Map Reference	VOL 6 PG 1-2
Instrument Date	May 22, 2020
Instrument	202005290028
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7747 11TH AVE NW, SEATTLE, WA 98117-4134

Mortgage

Document Number	0005290029
Date	May 29, 2020
Instrument	202005290029

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Aug 18, 2020
Property Address	401 WHY WORRY LN, RONALD, WA 98940
Document Number	0008180056
Map Reference	VOL 6 PG 1&2
Instrument Date	May 22, 2020
Instrument	202008180056
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$5,675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7747 11TH AVE NW, SEATTLE, WA 98117-4134

Tax Assessment & Valuation

The 2025 property tax bill for 401 Why Worry Ln was $2,917.

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Unified School District	Cle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,130 Land $206,400 Building $300,730	$507,130 Land $206,400 Building $300,730
2025	$2,917.00
2023		$437,560 Land $172,000 Building $265,560	$437,560 Land $172,000 Building $265,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Why Worry Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	13 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Why Worry Ln is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 86% of Washington
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inland Telephone Company Fiber	500 / 500
Gigabeam Internet Fixed Wireless	300 / 300

Cell Coverage

5G and 4G LTE (outdoors only)

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