401 Whispering Trails St, Argyle, TX 76226 Property Records

Denton County property record for 401 Whispering Trails St, Argyle, TX 76226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,139 sqft · built 1985
Lot Size2.15 acres (93,654 sqft)
OwnerIndividual Name on Record
Last Sale$275,500 (Jul 1999)
Tax Bill$6,094 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR111685 411893

Property Details

APN / Parcel Number

Primary APNR111685 411893
Alternative APNs
  • SG0054A-000000-0000-0002-0000
  • SG0054A-000000-0000-0002
  • R111685
  • 365530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,139 sqft Living Area
1st Floor Area1,619 sqft
2nd Floor Area520 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area93,654 sqft
Lot Dimensions1 ft deep x 93,654 ft wide
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address401 WHISPERING TRAILS ST
CityARGYLE
StateTX
Zip76226-4125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING TRAILS LOT 2
Legal SubdivisionWHISPERING TRAILS
Legal Lot Number2
JurisdictionDENTON TX
Township / Civil DivisionJUSTIN-ROANOKE
Census Block Group2
Census Block2017
Census Tract20316

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 WHISPERING TRAILS ST, ARGYLE, TX 76226-4125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2017Deed of Trust, Mortgage · Line of Credit
DITECH FINANCIAL LLC
Dec 11, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
DITECH FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 1999 · Amount on Record
Deed SaleJul 2, 1999 · Amount on Record
Deed Document Number199999-R0067731
Prior Transfer DateJun 30, 1999
Prior Transfer Doc0990067731
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address401 WHISPERING TRAILS ST, ARGYLE, TX 76226-4125
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102840
DateAug 22, 2017
Instrument2017-102840
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueSep 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address401 WHISPERING TRAILS ST, ARGYLE, TX 76226-4125
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000142952
DateDec 11, 2018
Instrument2018-142952
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2033

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityArgyle City
CountyDenton County
Unified School DistrictArgyle Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$768,214 (+1%) Land $355,885 Building $476,307$832,192 (-0.51%) Land $355,885 Building $476,307
2025$6,094.00 (-15.86%) Homeowner's exemption Senior Citizen's exemption$698,376 (-22.14%) Land $355,885 Building $480,543$836,428 (-6.75%) Land $355,885 Building $480,543
2024$7,243.00 (+9.28%)
2023$6,628.00 (-23.72%) Homeowner's exemption Senior Citizen's exemption$897,000 Land $355,885 Building $541,115$897,000 Land $355,885 Building $541,115
2022$8,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 51% of Texas
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARGYLE WSC
serves 12,720 people · EPA ID TX0610019
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

May also be available: ElektraFi, Nextlink.

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