401 Wheeler St, Savannah, GA 31405 Property Records

Chatham County property record for 401 Wheeler St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,886 sqft · built 1992
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,181 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0142-11-018`

Property Details

APN / Parcel Number

Primary APN	`2-0142-11-018`
Alternative APN	`L257G061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,886 sqft Living Area
1st Floor Area	2,532 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	Deck Area
Patio Area	490 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	401 WHEELER ST
City	SAVANNAH
State	GA
Zip	31405-5957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 10 RESUB OF BLOCKS 141 142 159 + 160 OAKDALE SUB
Legal Subdivision	OAKDALE SUB
Legal Block	141
Legal Lot Number	10
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1013
Census Tract	4001

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 WHEELER ST, SAVANNAH, GA 31405-5957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	401 WHEELER ST, SAVANNAH, GA 31405-5957
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WHEELER ST, SAVANNAH, GA 31405-5957

Mortgage

Document Number	0027750607
Date	Apr 19, 2022
Book Page	0000002775/0000000607

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	401 WHEELER ST, SAVANNAH, GA 31405-5957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WHEELER ST, SAVANNAH, GA 31405-5957

Mortgage

Document Number	0000001487/0000000243
Date	Nov 8, 2018
Book Page	0000001487/0000000243
Instrument	031366280007

Lender

Name	AMERIS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,240 (+1.77%) Land $44,840 Building $230,400	$688,100 (+1.77%) Land $112,100 Building $576,000
2025	$4,181.00 (+112.99%) Homeowner's exemption	$270,440 (+11.72%) Land $44,840 Building $225,600	$676,100 (+11.72%) Land $112,100 Building $564,000
2023		$242,080 (+9.03%) Land $37,240 Building $204,840	$605,200 (+9.03%) Land $93,100 Building $512,100
2022	$1,963.00	$222,040 Land $37,240 Building $184,800	$555,100 Land $93,100 Building $462,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	29 (1982–2016)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, IQ Fiber, Seimitsu, T-Mobile.

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