401 West St, Delta, IA 52550 Property Records

Keokuk County property record for 401 West St, Delta, IA 52550

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,685 sqft · built 1900
Lot Size	2.65 acres (115,539 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Feb 2024)
Tax Bill	$1,154 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DLCOS-001500`

Property Details

APN / Parcel Number

Primary APN	`DLCOS-001500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,248 sqft
Attic	Attic
Attic Area	437 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	115,539 sqft (2.65 acres)
Lot Dimensions	520 ft deep x 189 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	401 WEST ST
City	DELTA
State	IA
Zip	52550-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02/75/13 W520'LOT 2 SW SW/N1/2 4TH ST 359'LONG ADJ TO S SIDE LOT 2 NW SW 164'X 33'OF 4TH ST
Legal Range	13W
Legal Township	75N
Legal Section	02
Legal Lot Number	2
Jurisdiction	KEOKUK IA
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1017
Census Tract	80300

Owner

Source: Keokuk County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 WEST ST, DELTA, IA 52550-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	2024220
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEOKUK IA
Recording Date	Dec 10, 2019
Property Address	401 WEST ST, DELTA, IA 52550-1035
Document Number	0020191885
Instrument Date	Nov 25, 2019
Instrument	2019-1885
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WEST ST, DELTA, IA 52550-1035
Investor	Possibly a Property Investor

Mortgage

Document Number	0020191886
Date	Dec 10, 2019
Instrument	2019-1886

Lender

Name	COMMUNITY 1ST CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Keokuk County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Keokuk County
Municipality	Delta City
Unified School District	Sigourney Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,154.00 (+2.85%)	$78,380 (-) Land $18,160 Building $60,220	$78,380 (-) Land $18,160 Building $60,220
2025		$78,380 (+21.13%) Land $18,160 Building $60,220	$78,380 (+21.13%) Land $18,160 Building $60,220
2024	$1,122.00 (+11.53%)
2023		$64,710 (+26.88%) Land $9,080 Building $55,630	$64,710 (+26.88%) Land $9,080 Building $55,630
2022	$1,006.00	$51,000 Land $9,080 Building $41,920
2021			$51,000 Land $9,080 Building $41,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless in parts of the area	200 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: MCG, Nextlink.

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