401 Werner Dr, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 401 Werner Dr, Fort Wright, KY 41011 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms3 Baths
Year BuiltBuilt 1961
Square Footage3,219 sqft Finished Area
Lot Size23,522 sqft (0.539 acres)
GarageBasement
OccupancyOwner Occupied
Tax Bill$3,031.00 (2025)

Property Details

APN / Parcel Number

Primary APN042-10-00-269.00

Interior

Bedrooms6 Beds
Full Baths3 Baths
Building Area3,219 sqft Finished Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1961
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area23,522 sqft (0.539 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0421000269.00
Street Address401 WERNER DR
CityFT WRIGHT
StateKY
Zip41011-3639
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKREUTZJANS ADDN TO FT WRIGHT BLK E LOT 72
Legal SubdivisionKREUTZJANS GEO
Legal PhaseE
Legal BlockE
Legal Lot Number72
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2007
Census Tract65200

Owner

Source: Kenton County records · APN 042-10-00-269.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 WERNER DR, FT WRIGHT, KY 41011-3639
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 1994
Deed SaleMay 06, 1994
Deed Doc Number0000113059
Record RefreshedJun 08, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address401 WERNER DR, COVINGTON, KY 41011-3639
Document Number0000000103
Instrument DateMar 08, 2019
Transaction TypeMortgage
Record UpdatedApr 09, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address401 WERNER DR FORT WRIGHT KY 410113639, FORT WRIGHT, KY 41011-3639

Mortgage

Document Number0000000103
DateMar 22, 2019
Book Page0C6623/000157
Instrument103
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 21, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,031.00 (+30.7%) Homeowner's exemption$355,000 (+34.47%) Land $55,000 Building $300,000$355,000 (+34.47%) Land $55,000 Building $300,000
2023$2,319.00 Homeowner's exemption$264,000 Land $45,000 Building $219,000$264,000 Land $45,000 Building $219,000

Flood & Wildfire

401 Werner Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Werner Dr

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