401 Watts Rd, Dresden, TN 38225 Property Records

Weakley County property record for 401 Watts Rd, Dresden, TN 38225

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,984 sqft · built 1991
Lot Size	4.79 acres (208,652 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (Sep 2024)
Tax Bill	$747 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092087 02200`

Property Details

APN / Parcel Number

Primary APN	`092087 02200`
Alternative APN	`087 02200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	208,652 sqft (4.79 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	930 sqft
Parking Spaces	6 Parking Spaces
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	401 WATTS RD
City	DRESDEN
State	TN
Zip	38225-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24, COUNTY AREA: W02
Jurisdiction	WEAKLEY TN
Township / Civil Division	1
Census Block Group	3
Census Block	3006
Census Tract	968400

Owner

401 Watts Rd is owned and occupied by an individual who bought it in September 2024.

Source: Weakley County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	401 WATTS RD, DRESDEN, TN 38225-2241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2024	Warranty Deed, Transfer · FHA Mortgage LINEAGE BANK
Oct 4, 2017	Deed of Trust, Mortgage SIMMONS BANK
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2024 · Amount on File
Deed Sale	Sep 24, 2024 · Amount on File
Prior Sale	Jun 29, 2015 · Amount on File
Deed Document Number	24003330
Deed Book / Page	D466 / 729
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEAKLEY TN
Recording Date	Sep 24, 2024
Property Address	401 WATTS RD, DRESDEN, TN 38225-2241
Document Number	00D466/729
Book / Page	D466 / 729
Instrument Date	Sep 2, 2024
Instrument	24003330
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,328.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WATTS RD, DRESDEN, TN 38225-2241

Mortgage

Document Number	0024003331
Date	Sep 24, 2024
Instrument	24003331

Lender

Name	LINEAGE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEAKLEY TN
Property Address	401 WATTS RD, DRESDEN, TN 38225-2241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003853
Date	Oct 4, 2017
Book Page	T709/1273
Instrument	17003853

Lender

Name	SIMMONS BANK
Type	Bank
Address	MARTIN, TN 38237

Agreement

Amount	Amount on Record
Term	239 Months
Due	Sep 12, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEAKLEY TN
Property Address	401 WATTS RD, DRESDEN, TN 38225-2241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002071
Date	Jun 5, 2020
Book Page	T733/714
Instrument	20002071

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 401 Watts Rd was $747, up 50.9% from the year before.

Source: Weakley County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Weakley County
Unified School District	Weakley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$747.00 (+50.91%)	$48,325 (+33.68%) Land $8,550 Building $39,775
2024	$495.00	$36,150 (-) Land $8,550 Building $27,600
2023		$36,150 Land $8,550 Building $27,600	$193,300 Land $34,200 Building $159,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Watts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 5, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Watts Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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