401 Walker St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 401 Walker St, Lowell, MA 01851 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,757 sqft · built 1875
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$462,500 (Jan 2020)
Tax Bill	$7,446 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G09055`

Property Details

APN / Parcel Number

Primary APN	`G09055`
Alternative APNs	`LOWE M:103 B:6085 L:401` `M:000103 T:G09055`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,757 sqft Living Area
Gross Area	4,254 sqft
1st Floor Area	1,053 sqft
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	G09055
Street Address	401 WALKER ST
City	LOWELL
State	MA
Zip	01851-2585
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	6085
Legal Lot Number	401
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	311300

Owner

Source: Middlesex County and Lowell City records · APN G09055

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 SQUIRE RD, WINCHESTER, MA 01890-3212
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · ARM CAMBRIDGE SAVINGS BANK
Jan 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Jun 05, 2015 · Amount on Record
Deed Document Number	20203413
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	401 WALKER ST, LOWELL, MA 01851-2585
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36448-266
Date	Oct 29, 2021
Book Page	36448/266
Instrument	63561

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 01, 2031
Index	1-Year CMT

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 24, 2020
Property Address	401 WALKER ST, LOWELL, MA 01851-2585
Document Number	33776-85
Book / Page	33776 / 85
Instrument Date	Jan 24, 2020
Instrument	3413
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SQUIRE RD, WINCHESTER, MA 01890-3212

Mortgage

Document Number	3414
Date	Jan 24, 2020
Instrument	3414

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 01, 2030

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,446.00 (+5.74%)	$648,600 (+9.69%) Land $169,700 Building $478,900
2024	$7,042.00 (+2.68%)	$591,300 (+7.08%) Land $152,700 Building $438,600
2023	$6,858.00	$552,200 Land $132,800 Building $419,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 804 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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