401 W Windsor St, Reading, PA 19601 Property Records

Berks County property record for 401 W Windsor St, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,406 sqft · built 1908
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on File
Last Sale$48,000 (Mar 2019)
Tax Bill$635 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5307-47-35-5226

Property Details

APN / Parcel Number

Primary APN5307-47-35-5226
Alternative APNs
  • 15-5307-47-35-5226
  • 15693675
  • 693675

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,406 sqft Living Area

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15693675
Street Address401 W WINDSOR ST
CityREADING
StatePA
Zip19601-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block35
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2011
Census Tract1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Queen Anne Historic District
listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 W Windsor St is owned by an individual who bought it in March 2019.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1417 N 13TH ST, READING, PA 19604-1834
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Line of Credit
PSECU
Mar 6, 2019Deed, Transfer · Conventional Mortgage
MORTGAGE AMERICA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2019 · Amount on File
Deed SaleMar 6, 2019 · Amount on File
Prior SaleApr 1, 2015 · Amount on File
Deed Document Number20196597
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address401 W WINDSOR ST, READING, PA 19601-2324
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062347
DateDec 16, 2021
Instrument2021062347
Lender
NamePSECU
TypeCredit Union
AddressHARRISBURG, PA 17106
Agreement
TypeLine of Credit
AmountAmount on Record

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMar 6, 2019
Property Address401 W WINDSOR ST, READING, PA 19601-2324
Document Number0000006597
Instrument DateMar 4, 2019
Instrument2019006597
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanySTEWART ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 N 13TH ST, READING, PA 19604-1834

Mortgage

Document Number0000006598
DateMar 6, 2019
Instrument2019006598
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 401 W Windsor St was $635.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$635.00$22,500 Land $12,000 Building $10,500$12,000 Land $12,000
2024$595.00$22,500 Land $12,000 Building $10,500
1994$22,500 Land $12,000 Building $10,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 W Windsor St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 W Windsor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Greenlight Networks.

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