Shiawassee County property record for 401 W Williams St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1860 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,500 (Jan 2024) |
| Tax Bill | $3,371 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-470-038-005-00 |
| Primary APN | 050-470-038-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Custom Design |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 132 ft deep x 58 ft wide |
| Street Address | 401 W WILLIAMS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF RES 1 & 2 ORIGINAL PLAT DESC AS COM 363' W OF S W COR OF WILLIAMS & WATER STS S 132' W 57.75' N 132'E 57.75'TO BEG. B |
| Legal Subdivision | MAP OF OWOSSO |
| Legal Block | 38 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Owosso Downtown Historic District listed 2014 · 91 contributing resources · NRIS 14000126 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
401 W Williams St is owned and occupied by two individuals who bought it in January 2024.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 W WILLIAMS ST, OWOSSO, MI 48867-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2024 | Intrafamily Transfer, Transfer |
| Jan 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage DORT FINANCIAL CU |
| Dec 15, 2017 | Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on File |
| Deed Sale | Jan 30, 2024 · Amount on File |
| Prior Sale | Dec 15, 2017 · Amount on File |
| Deed Document Number | 20243378158 |
| Deed Book / Page | 1313 / 910 |
| Prior Transfer Date | Jan 26, 2024 |
| Prior Transfer Doc | 0013140296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 13, 2024 |
| Property Address | 401 W WILLIAMS ST, OWOSSO, MI 48867-2235 |
| Document Number | 0013140296 |
| Book / Page | 1314 / 296 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 3378543 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 W WILLIAMS ST, OWOSSO, MI 48867-2235 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 W WILLIAMS ST, OWOSSO, MI 48867-2235 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 30, 2024 |
| Property Address | 401 W WILLIAMS ST, OWOSSO, MI 48867-2235 |
| Document Number | 0013130910 |
| Book / Page | 1313 / 910 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 3378158 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,038.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401W WILLIAMS ST, OWOSSO, MI 48867 |
| Name | Verified Name |
|---|---|
| Address | 6051 HOMESTEAD PL, GRAND BLANC, MI 48439-9139 |
| Document Number | 0003378147 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 3378147 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2039 |
| Document Number | 0013130900 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 1313/900 |
| Instrument | 3378147 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | 9048 HOLLY RD, GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 15, 2017 |
| Property Address | 401 W WILLIAMS ST, OWOSSO, MI 48867-2235 |
| Document Number | 0012410189 |
| Book / Page | 001241 / 000189 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 3304550 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 W WILLIAMS ST OWOSSO MI 488672235, OWOSSO, MI 48867-2235 |
| Document Number | 12410190 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 001241/000190 |
| Instrument | 3304551 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 14, 2047 |
The 2025 property tax bill for 401 W Williams St was $3,371 with a homeowner's exemption, up 40.8% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,100 (+9.28%) | $174,200 (+9.28%) | |
| 2025 | $3,371.00 (+40.75%) Homeowner's exemption | $79,700 | $159,400 |
| 2024 | $2,395.00 | ||
| 2023 | $2,395.00 Homeowner's exemption | $63,600 | $127,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 W Williams St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 W Williams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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