Macoupin County property record for 401 W Walnut St, Benld, IL 62009
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $59,900 (Feb 2009) |
| Tax Bill | $2,738 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2021 Mortgage + 1 more |
| APN | 20-31-158-004 |
| Primary APN | 20-31-158-004 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,000 sqft (0.321 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Street Address | 401 W WALNUT ST |
|---|---|
| City | BENLD |
| State | IL |
| Zip | 62009-1255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 BLK 10 G B DORSEY 1ST ADDN 100 X 140 20-31-158-004 |
| Legal Subdivision | G B DORSEY 1ST ADDN |
| Legal Block | 10 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MACOUPIN IL |
| Township / Civil Division | CAHOKIA |
| Census Block Group | 4 |
| Census Block | 4066 |
| Census Tract | 957000 |
Source: Macoupin County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 W WALNUT ST, BENLD, IL 62009-1255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF HILLSBORO |
| Aug 19, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF HILLSBORO |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2009 · Amount on Record |
| Deed Sale | Feb 1, 2009 · Amount on Record |
| Deed Document Number | 2009489890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 401 W WALNUT ST, BENLD, IL 62009-1255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000601303 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 601303 |
| Name | BANK OF HILLSBORO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 401 W WALNUT ST, BENLD, IL 62009-1255 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 593175 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 593175 |
| Name | BANK OF HILLSBORO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 23, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 401 W WALNUT ST, BENLD, IL 62009-1255 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Name | Verified Name |
|---|
| Document Number | 581687 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 581687 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Min Rate At Change | 2.5% |
| Max Rate At Change | 18% |
Source: Macoupin County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Benld City |
| County | Macoupin County |
| County Subdivision | Cahokia Township |
| Unified School District | Gillespie Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,738.00 (+101.18%) | $50,203 (+7%) Land $2,497 Building $47,706 | $150,609 (+7%) Land $7,491 Building $143,118 |
| 2024 | $1,361.00 (+8.97%) | $46,919 (+15.56%) Land $2,334 Building $44,585 | $140,757 (+15.56%) Land $7,002 Building $133,755 |
| 2022 | $1,249.00 | $40,601 Land $2,020 Building $38,581 | $121,803 Land $6,060 Building $115,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Dec 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENLD serves 1,612 people · EPA ID IL1170050 |
|---|---|
| Water Source | Purchased surface water from GILLESPIE |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Treatment failure resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Madison Communications Cable | 1,000 / 150 |
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