401 W Ridgewood Rd, Georgetown, TX 78633 Property Records

Williamson County property record for 401 W Ridgewood Rd, Georgetown, TX 78633

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,250 sqft · built 1987
Lot Size	5.77 acres (251,716 sqft)
Owner	2 Individual Names on File
Last Sale	$38,100 (Mar 2013)
Tax Bill	$9,888 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R20644700000006A`

Property Details

APN / Parcel Number

Primary APN	`R20644700000006A`
Alternative APNs	`R20644700000006` `R454179` `255759`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,250 sqft Living Area
1st Floor Area	2,250 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stone
Roof Type	Gable
Lot Area	251,716 sqft
Garage Area	606 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R20644700000006
Street Address	401 W RIDGEWOOD RD
City	GEORGETOWN
State	TX
Zip	78633-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S8565 - MASON SUB, LOT 6A, ACRES 5.7786
Legal Subdivision	MASON SUB
Legal Block	2
Legal Lot Number	6A
Jurisdiction	WILLIAMSON TX
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2019
Census Tract	20205

Owner

401 W Ridgewood Rd is owned and occupied by two individuals who bought it in March 2013.

Source: Williamson County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 W RIDGEWOOD RD, GEORGETOWN, TX 78633-9583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED HERITAGE CU
May 31, 2019	Deed of Trust, Mortgage UNITED HERITAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2013 · Amount on File
Deed Sale	Mar 13, 2013 · Amount on File
Deed Document Number	201322564
Prior Transfer Date	Mar 6, 2013
Prior Transfer Doc	0000022564
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	401 W RIDGEWOOD RD, GEORGETOWN, TX 78633-9583
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089569
Date	Oct 27, 2023
Instrument	2023089569

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	401 W RIDGEWOOD RD, GEORGETOWN, TX 78633-9583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100318
Date	Aug 26, 2020
Instrument	2020100318

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 5, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	401 W RIDGEWOOD RD, GEORGETOWN, TX 78633-9583
Document Number	0000050385
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 W RIDGEWOOD RD GEORGETOWN TX 786339583, GEORGETOWN, TX 78633-9583

Mortgage

Document Number	0000050385
Date	Jun 7, 2019
Instrument	50385

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 401 W Ridgewood Rd was $9,888 with a homeowner's exemption.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,888.00 Homeowner's exemption	$782,696 Land $429,611 Building $353,085	$782,696 Land $429,611 Building $353,085
2023	$8,123.00 (-7.32%) Homeowner's exemption	$869,300 Land $490,366 Building $378,934	$869,300 Land $490,366 Building $378,934
2022	$8,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 W Ridgewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 W Ridgewood Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Nextlink, SOS Communications, Verizon, VTX Communications, Western Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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