401 W Main St, Spring Hope, NC 27882 Property Records

Nash County property record for 401 W Main St, Spring Hope, NC 27882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,541 sqft · built 1985
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Tax Bill	$1,542 (2026)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276905-28-1504`

Property Details

APN / Parcel Number

Primary APN	`276905-28-1504`
Alternative APNs	`007054` `45431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,541 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	192 ft deep x 181 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	45431
Street Address	401 W MAIN ST
City	SPRING HOPE
State	NC
Zip	27882-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	4 17, 1 LT, 1 2 15 BLK B HOME SUTTON LT 1H 401 W MAIN ST
Legal Block	B
Legal Lot Number	1H
Jurisdiction	NASH NC
Township / Civil Division	MANNINGS
Census Block Group	2
Census Block	2021
Census Tract	11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring Hope Historic District listed 1988 · 160 contributing resources · NRIS 88001591

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 W MAIN ST, SPRING HOPE, NC 27882-9424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	401 W MAIN ST, SPRING HOPE, NC 27882-9424
Transaction Type	Mortgage
Record Updated	Mar 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2977/0895
Date	Mar 14, 2019
Book Page	2977/0895

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Spring Hope Town
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,542.00	$110,000 (-) Land $18,280 Building $91,720	$110,000 (-) Land $18,280 Building $91,720
2025	$1,542.00 (+170.53%)	$110,000 (+48.89%) Land $18,280 Building $91,720	$110,000 (+48.89%) Land $18,280 Building $91,720
2023	$570.00	$73,880	$73,880 Land $18,280 Building $55,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING HOPE serves 1,312 people · EPA ID NC0464025
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	6 ppb (2023–2025) action level 15 ppb
Copper	4.94 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20