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401 W Main St, Spindale, NC 28160 Property Records

Rutherford County property record for 401 W Main St, Spindale, NC 28160

Property Summary

Property TypeAuto Repair, Garage
Details2 ba · 1,350 sqft · built 1949
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on File
Last Sale$100,000 (Jun 2006)
Tax Bill$809 (2022)
Flood ZoneZone X (minimal risk)
APN1215559

Property Details

APN / Parcel Number

Primary APN1215559
Alternative APN
  • 21266

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,350 sqft Gross Area
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1949
Exterior MaterialConcrete Block
Foundation TypeConcrete
Roof MaterialTar & Gravel
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemForced Air

Location & Zoning

Account Number21266
Street Address401 W MAIN ST
CitySPINDALE
StateNC
Zip28160-1235
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeGC
Legal DescriptionGPIN:1529063984500000; BLDG W MAIN ST
Legal Block2
Legal Lot Number7
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group2
Census Block2018
Census Tract960600

Owner

401 W Main St, a commercial property, is owned by a company that bought it in June 2006.

Source: Rutherford County records, as of September 13, 2023

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1616, FOREST CITY, NC 28043-1616
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2006 · Amount on File
Deed SaleJun 20, 2006 · Amount on File
Prior SaleFeb 18, 2005 · Amount on File
Deed Document Number0000009078
Deed Book / Page0907 / 008
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$72,500 Land $30,800 Building $41,700$72,500 Land $30,800 Building $41,700
2022$809.00
2021$809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 W Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Vyve Broadband
Cable		2,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Pangaea Internet.

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