Frederick County property record for 401 W Main St, Middletown, MD 21769 · Last verified September 2023
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1890 |
| Square Footage | 3,542 sqft Total Area |
| Lot Size | 9,198 sqft (0.211 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2023) |
| Tax Bill | $2,597.00 (2023) |
| Primary APN | 03-134881 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 3,542 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,198 sqft (0.211 acres) |
| Depth X Width | 146 ft x 63 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 134881 |
|---|---|
| Old Parcel Number | 3134881 |
| Street Address | 401 W MAIN ST |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8054 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | LT 63 X 146 401 W. MAIN ST. MIDDLETOWN |
| Legal Subdivision | MIDDLETOWN |
| Legal Lot Number | 401 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 3, MIDDLETOWN |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 752601 |
Source: Frederick County records · APN 03-134881
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 401 W MAIN ST, MIDDLETOWN, MD 21769-8054 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 07, 2022 | Deed of Trust, Mortgage · Line of Credit NYMEO FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | May 16, 2012 · Amount on Record |
| Deed Doc Number | 0016492403 |
| Deed Book / Page | 16492 / 403 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 23, 2023 |
| Property Address | 401 W MAIN ST, MIDDLETOWN, MD 21769-8054 |
| Document Number | 0164920403 |
| Book / Page | 16492 / 403 |
| Instrument Date | Jun 01, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | NOT AVAILABLE, REALTUS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 401 W MAIN ST, MIDDLETOWN, MD 21769-8054 |
| Document Number | 0016492411 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 16492/411 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 401 W MAIN ST, MIDDLETOWN, MD 21769-8054 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0116480427 |
|---|---|
| Date | Feb 02, 2017 |
| Book Page | 11648/0427 |
| Instrument | 11648-0427 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 401 W MAIN ST, MIDDLETOWN, MD 21769-8054 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0158380469 |
|---|---|
| Date | Apr 07, 2022 |
| Book Page | 15838/469 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,597.00 (+5.06%) Homeowner's exemption | $249,000 (+7.4%) Land $66,300 Building $182,700 | $249,000 (-) Land $66,300 Building $182,700 |
| 2022 | $2,472.00 Homeowner's exemption | $231,833 | $249,000 Land $66,300 Building $182,700 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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