401 W Main St, Crofton, NE 68730 Property Records

Knox County property record for 401 W Main St, Crofton, NE 68730

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1972
Lot Size	0.213 acres (9,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jun 2023)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-00-0-40005-007-0000`

Property Details

APN / Parcel Number

Primary APN	`0000-00-0-40005-007-0000`
Alternative APN	`540000041`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,300 sqft (0.213 acres)
Lot Dimensions	150 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 W MAIN ST
City	CROFTON
State	NE
Zip	68730-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	ORIGINAL BLK 7 S 62' LOTS 10-12
Legal Subdivision	ORIGINAL TOWN OF CROFTON
Legal Block	7
Legal Lot Number	10-12
Jurisdiction	KNOX NE
Township / Civil Division	CROFTON
Census Block Group	1
Census Block	1047
Census Tract	976400

Owner

Source: Knox County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 223, CROFTON, NE 68730-0223
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Jul 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Deed Document Number	2023835
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX NE
Recording Date	Jun 23, 2023
Property Address	401 W MAIN ST, CROFTON, NE 68730-3321
Document Number	0202300835
Instrument Date	Jun 21, 2023
Instrument	2023-00835
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55490 893 RD, CROFTON, NE 68730-3037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 223, CROFTON, NE 68730-0223

Mortgage

Document Number	0202300836
Date	Jun 23, 2023
Instrument	2023-00836

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	401 W MAIN ST, CROFTON, NE 68730-3321
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	219/451
Date	Jul 17, 2017
Book Page	219/451

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX NE
Recording Date	Jul 17, 2017
Property Address	401 W MAIN ST, CROFTON, NE 68730-3321
Document Number	000142/052
Book / Page	142 / 052
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$150.75
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Knox County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Knox County
Municipality	Crofton City
Unified School District	Crofton Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,395 (+7.73%) Land $15,875 Building $88,520	$104,395 (+7.73%) Land $15,875 Building $88,520
2025	$1,058.00 (-22.49%)	$96,905 (+7.95%) Land $11,335 Building $85,570	$96,905 (+7.95%) Land $11,335 Building $85,570
2023	$1,365.00 (+7.23%)	$89,770 (+14.25%) Land $9,860 Building $79,910	$89,770 (+14.25%) Land $9,860 Building $79,910
2022	$1,273.00	$78,570 Land $5,190 Building $73,380	$78,570 Land $5,190 Building $73,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Apr 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CROFTON serves 754 people · EPA ID NE3110704
Water Source	Purchased surface water from CEDAR-KNOX RURAL WATER PROJECT
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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