401 W Locust St, Tuttle, OK 73089 Property Records

Grady County property record for 401 W Locust St, Tuttle, OK 73089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1945
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$16,000 (Jan 2023)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30387`

Property Details

APN / Parcel Number

Primary APN	`30387`
Alternative APNs	`T001-051-005-00-0-000-00` `T001-00-051-005-0-000-00` `62359`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	78 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Storage Building	80 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	62359
Street Address	401 W LOCUST ST
City	TUTTLE
State	OK
Zip	73089-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-09-06-06550 E/2 LOT 5 & ALL LOT 6 LESS N 62' OF E/2 OF LOT 5 & LOT 6 BLOCK 51 OT-TUTTLE
Legal Range	06W
Legal Township	09N
Legal Section	03
Legal Subdivision	T001 TUTTLE OT
Legal Block	51
Legal Lot Number	5,6
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	1
Census Block	1044
Census Tract	902

Owner

401 W Locust St is owned and occupied by an individual who bought it in January 2023.

Source: Grady County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	401 W LOCUST ST, TUTTLE, OK 73089-8971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023 · Amount on File
Deed Sale	Jan 30, 2023 · Amount on File
Prior Sale	Jan 30, 2023 · Amount on File
Deed Document Number	20231177
Deed Book / Page	6133 / 75
Prior Transfer Date	Oct 20, 2022
Prior Transfer Doc	0000016840
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	401 W LOCUST ST, TUTTLE, OK 73089-8971
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022016261
Date	Nov 3, 2022
Book Page	6104/73
Instrument	I-2022-016261

Lender

Name	OKLAHOMA HOUSING FINANCE AGENCY
Type	Government Agency
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 401 W Locust St was $1,737 with a homeowner's exemption.

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Municipality	Tuttle City
Unified School District	Tuttle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,015 (+3%) Land $2,682 Building $15,333	$163,772 (+3%) Land $24,383 Building $139,389
2025	$1,737.00	$17,490 (-) Land $3,024 Building $14,466	$159,000 Land $27,491 Building $131,509
2024	$1,737.00 (+44.03%)	$17,490 (+44.56%) Land $3,024 Building $14,466
2023	$1,206.00 (+4.69%) Homeowner's exemption	$12,099 (+5.33%) Land $3,024 Building $9,075	$110,000 (+5.33%) Land $27,495 Building $82,505
2022	$1,152.00	$11,487 Land $3,024 Building $8,463	$104,431 Land $27,495 Building $76,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 W Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 W Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRADY CO RWD #6 serves 3,930 people · EPA ID OK3002603
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tuttle Development Authority Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20