401 W High St, Aurora, MO 65605 Property Records

Lawrence County property record for 401 W High St, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1995
Lot Size	0.358 acres (15,600 sqft)
Owner	Individual Name on File
Last Sale	$189,398 (Jul 2023)
Tax Bill	$954 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`191001004011007001`

Property Details

APN / Parcel Number

Primary APN	`191001004011007001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,342 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,600 sqft (0.358 acres)
Lot Dimensions	195 ft deep x 80 ft wide
Deck Area	240 sqft

Location & Zoning

Street Address	401 W HIGH ST
City	AURORA
State	MO
Zip	65605-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POB 310'E & 190'S OF SE COR OF LOVERS LANE & HAWTHORNE ST, THEN S195' W80' N195 E80' TO BEG L & L - AURORA
Legal Range	26
Legal Township	26
Legal Section	01
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3069
Census Tract	470601

Owner

401 W High St is owned and occupied by an individual who bought it in July 2023.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	401 W HIGH ST, AURORA, MO 65605-1150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 17, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE SERVICE INC
Oct 7, 2019	Warranty Deed, Transfer · Line of Credit COMMUNITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	May 17, 2022 · Amount on File
Deed Document Number	20232851
Deed Book / Page	459 / 2812
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Recording Date	Aug 27, 2026
Property Address	401 W HIGH ST, AURORA, MO 65605-1150
Document Number	0000004696
Book / Page	2026 / 4696
Instrument Date	Aug 19, 2026
Instrument	20264696
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W HIGH ST, AURORA, MO 65605-1150

Mortgage

Document Number	0000004696,
Date	Aug 27, 2026
Book Page	2026/4696
Instrument	20264696

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2056

Interest

Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 10, 2023
Property Address	401 W HIGH ST, AURORA, MO 65605-1150
Document Number	00459/2812
Book / Page	459 / 2812
Instrument Date	Jun 30, 2023
Instrument	2023002851
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W HIGH ST, AURORA, MO 65605-1150

Mortgage

Document Number	0004592813
Date	Jul 10, 2023
Instrument	459/2813

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 17, 2022
Property Address	401 W HIGH ST, AURORA, MO 65605-1150
Document Number	00458/2854
Book / Page	458 / 2854
Instrument Date	May 16, 2022
Instrument	2022-00002874
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W HIGH ST, AURORA, MO 65605-1150

Mortgage

Document Number	0004582855
Date	May 17, 2022
Instrument	458/2855

Lender

Name	FREEDOM MORTGAGE SERVICE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Oct 7, 2019
Property Address	401 W HIGH ST, AURORA, MO 65605-1150
Document Number	455/4545
Book / Page	455 / 4545
Instrument Date	Oct 4, 2019
Instrument	2019-00004620
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W HIGH ST, AURORA, MO 65605-1150

Mortgage

Document Number	201900004621
Date	Oct 7, 2019
Instrument	2019-00004621

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 W High St was $954.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,060 (-) Land $2,360 Building $16,700
2025	$954.00	$19,060 Land $2,360 Building $16,700	$91,632
2024	$954.00 (+9.28%)
2023	$873.00 (+6.72%)	$17,410 (+6.61%) Land $2,360 Building $15,050	$91,632 (+6.61%)
2022	$818.00	$16,330 Land $2,360 Building $13,970	$85,947

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 W High St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2021)
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 W High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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