Charlevoix County property record for 401 W Garfield Ave, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1945 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,500 (Mar 2001) |
| Tax Bill | $2,803 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-270-235-00 |
| Primary APN | 052-270-235-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood Siding |
| Lot Area | 19,210 sqft (0.441 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 W GARFIELD AVE |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 235 OF UPRIGHT & HURLBUT'S ADD |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 26 |
| Legal Subdivision | UPRIGHT & HURLBUT'S ADD |
| Legal Lot Number | 235 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1500 |
401 W Garfield Ave is owned and occupied by an individual who bought it in March 2001.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 W GARFIELD AVE, CHARLEVOIX, MI 49720-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2001 · Amount on File |
| Deed Sale | Mar 19, 2001 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 401 W Garfield Ave was $2,803 with a homeowner's exemption, up 1.2% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,700 (-10.76%) | $245,400 (-10.76%) | |
| 2025 | $2,803.00 (+1.15%) Homeowner's exemption | $137,500 | $275,000 |
| 2024 | $2,771.00 | ||
| 2023 | $90,900 | $181,800 | |
| 2022 | $2,584.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 W Garfield Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 W Garfield Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLEVOIX serves 3,124 people · EPA ID MI0001330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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