Osage County property record for 401 W First St, Chamois, MO 65024 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 1,713 sqft · built 1993 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $868 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 03-10-11-01-002-0006.00 |
| Primary APN | 03-10-11-01-002-0006.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,713 sqft Adjusted Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Utility Building | 416 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 03101101002000600 |
|---|---|
| Street Address | 401 W FIRST ST |
| City | CHAMOIS |
| State | MO |
| Zip | 65024-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 2ND TIER S OF RR LOTS 19 20 21 SEC 11 T45N R8W |
| Legal Range | 08W |
| Legal Township | 45N |
| Legal Section | 11 |
| Legal Subdivision | MISSOURI PACIFIC RAILROAD |
| Legal Lot Number | 19 |
| Jurisdiction | OSAGE MO |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 490100 |
Source: Osage County records · APN 03-10-11-01-002-0006.00
Assessment roll updated January 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 W FIRST ST, CHAMOIS, MO 65024-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · USDA Mortgage FLAT BRANCH HOME LOANS INC |
| Dec 27, 2017 | Warranty Deed, Transfer · Line of Credit HERITAGE COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2021 |
| Deed Sale | Jan 25, 2021 |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 2021212 |
| Deed Book / Page | 560 / 17 |
| Prior Transfer Date | Jan 15, 2021 |
| Prior Transfer Doc | 0000000212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 401 W FIRST ST, CHAMOIS, MO 65024-1102 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 401 W FIRST ST, CHAMOIS, MO 65024-1102 |
| Document Number | 00000588/8 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 588/8 |
| Instrument | 20230419 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSAGE MO |
| Recording Date | Dec 27, 2017 |
| Property Address | 401 W FIRST ST, CHAMOIS, MO 65024-1102 |
| Document Number | 521/0091 |
| Book / Page | 521 / 0091 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 2017-2449 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1101 W 1ST ST, CHAMOIS, MO 65024 |
| Document Number | 20172450 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017-2450 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jan 02, 2030 |
Source: Osage County records · Assessment roll updated January 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chamois City |
| County | Osage County |
| Unified School District | Osage County R-I School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $868.00 (+65.02%) | $12,634 (+62.62%) | $66,493 (+62.62%) Land $4,911 Building $61,582 |
| 2023 | $526.00 | $7,769 | $40,889 Land $40,889 |
Source: FEMA National Flood Hazard Layer, Osage County (29151C), updated September 19, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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