401 W First Ave, Petal, MS 39465 Property Records

Forrest County property record for 401 W First Ave, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,400 sqft · built 1962
Owner	Individual Name on Record
Tax Bill	$694 (2023)
Deeds & Mortgages	May 2018 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`3-022N-35-015.00`

Property Details

APN / Parcel Number

Primary APN	`3-022N-35-015.00`
Alternative APNs	`177C-2230-001-163.00` `030134` `30134`

Interior

Full Baths	3 Baths
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1962
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30134
Street Address	401 W FIRST AVE
City	PETAL
State	MS
Zip	39465-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 DIXIE S/D B451 P155 2/78 PREV #P62440005 4/28/92 670/086
Legal Range	13W
Legal Township	05N
Legal Section	35
Legal Subdivision	DIXIE SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	FORREST MS
Township / Civil Division	4
Census Block Group	1
Census Block	1015
Census Tract	10300

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 W FIRST AVE, PETAL, MS 39465-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · FHA Mortgage FIDELITY BANK
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTURYFIRST FCU
Oct 25, 2013	Deed of Trust, Mortgage FIRSTBANK
May 5, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022
Deed Sale	May 5, 2022
Prior Sale	May 30, 2018
Deed Document Number	0013930421
Deed Book / Page	1393 / 0421
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	401 W FIRST AVE, PETAL, MS 39465-2111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002178/14
Date	May 30, 2018
Book Page	2178/14
Instrument	776667

Lender

Name	FIDELITY BANK
Type	Bank
Address	BATON ROUGE, LA 70808

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	401 W FIRST AVE, PETAL, MS 39465-2111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002423/208
Date	May 5, 2022
Book Page	2423/208
Instrument	836755

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	401 W FIRST AVE, PETAL, MS 39465-2111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W FIRST AVE, PETAL, MS 39465-2111

Mortgage

Document Number	002567/710
Date	Mar 3, 2025
Book Page	2567/710

Lender

Name	CENTURYFIRST FCU
Type	Credit Union
Address	HATTIESBURG, MS 39401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Mar 3, 2031

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	401 W FIRST AVE, PETAL, MS 39465-2111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W FIRST AVE, PETAL, MS 39465-2111
Investor	Possibly a Property Investor

Mortgage

Document Number	01929/0354
Date	Oct 25, 2013
Book Page	1929/0354

Lender

Name	FIRSTBANK
Address	10 PARKWAY COMMONS WAY, GREER, SC 29650

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2043

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	May 5, 2022
Property Address	401 W FIRST AVE, PETAL, MS 39465-2111
Document Number	001393/421
Book / Page	1393 / 421
Instrument Date	May 2, 2022
Instrument	836754
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 MADISON RDG, HATTIESBURG, MS 39402-8986

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 W FIRST AVE, PETAL, MS 39465-2111

Mortgage

Document Number	0000836755
Date	May 5, 2022
Instrument	836755

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	May 30, 2018
Property Address	401 W FIRST AVE, PETAL, MS 39465-2111
Document Number	1282/22
Book / Page	1282 / 22
Instrument Date	May 29, 2018
Instrument	776666
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	938 OLD RIFLE RANGE RD, 938, PETAL, MS 39465-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W FIRST AVE, PETAL, MS 39465-2111

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption	$6,311 (-84.76%)	$63,110 (+52.44%) Land $8,590 Building $54,520
2023	$694.00	$41,400 (+566.56%)	$41,400 (-) Land $8,590 Building $32,810
2022		$6,211	$41,400 Land $8,590 Building $32,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	273 (1978–2022)
Claims Outside the SFHA	19 of 273
Most Recent Claim	Apr 2022 · other causes
Claims by Event	Severe Storms, Flooding, And Tornado, Dec 2018 · 25 claims Hurricane Katrina, Aug 2005 · 10 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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