401 W Eighth St, Nags Head, NC 27959 Property Records

Dare County property record for 401 W Eighth St, Nags Head, NC 27959

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,240 sqft · built 1967
Lot Size0.459 acres (20,000 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Jul 2008)
Tax Bill$729 (2026)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN989317022450

Property Details

APN / Parcel Number

Primary APN989317022450
Alternative APNs
  • 98931722450
  • 005199000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,240 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number989317022450
Street Address401 W EIGHTH ST
CityNAGS HEAD
StateNC
Zip27959-9567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 1-2 &PT 6 BLK: 12 SEC: PL: E SL: 487
Legal SubdivisionFRESH POND BEACHES
Legal Block12
Legal Lot Number1-2
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionNAGS HEAD
Census Block Group1
Census Block1016
Census Tract970400

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 121, NAGS HEAD, NC 27959-0121
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2008 · Amount on Record
Deed SaleJul 21, 2008 · Amount on Record
Deed Document Number20086244318
Deed Book / Page1774 / 208
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address401 W EIGHTH ST, NAGS HEAD, NC 27959-9567
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 121, NAGS HEAD, NC 27959-0121

Mortgage

Document Number00002832/6
DateJan 21, 2026
Book Page2832/6
Instrument700156363
Lender
NameUNITED BANK
TypeBank
Address47560 NC 12 HWY, BUXTON, NC 27920
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2056

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityNags Head Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$729.00 (+13.37%)$277,200 (-) Land $166,800 Building $110,400$277,200 (-) Land $166,800 Building $110,400
2025$643.00 (+22.24%)$277,200 (+73.79%) Land $166,800 Building $110,400
2023$526.00$159,500 Land $80,000 Building $79,500
2020$277,200 Land $166,800 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 459 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies474 units insured
incl. 15 condo units
Nearby Flood Claims393 (1978–2021)
Claims Outside the SFHA127 of 393
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 93 claims
  • Hurricane Isabel, Sep 2003 · 58 claims
  • Hurricane Dennis, Sep 1999 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF KILL DEVIL HILLS
serves 7,200 people · EPA ID NC0428015
Water SourcePurchased groundwater from DARE COUNTY WATER SYSTEM
Last State InspectionApr 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, Ripple Fiber, T-Mobile.

Nearby Properties on W Eighth St

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