401 W Cherry St, Parkston, SD 57366 Property Records

Hutchinson County property record for 401 W Cherry St, Parkston, SD 57366

Property Summary

Property Type	Single Family Home
Lot Size	0.424 acres (18,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2021)
Tax Bill	$736 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280.46.01.004`

Property Details

APN / Parcel Number

Primary APN	`280.46.01.004`

Exterior

Lot Area	18,483 sqft (0.424 acres)

Location & Zoning

Street Address	401 W CHERRY ST
City	PARKSTON
State	SD
Zip	57366-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 NEUHEISELS 3RD ADDITION
Legal Subdivision	NEUHEISELS 3RD ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	HUTCHINSON SD
Township / Civil Division	PARKSTON
Census Block Group	2
Census Block	2120
Census Tract	968700

Owner

Source: Hutchinson County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 227, PARKSTON, SD 57366-0227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIABANK DAKOTA
Sep 27, 2021	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK
Sep 9, 2020

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	May 4, 2009 · Amount on Record
Deed Document Number	20211511670
Deed Book / Page	DO / 568
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	DO/24
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON SD
Property Address	401 W CHERRY ST, PARKSTON, SD 57366-2208
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000159/639
Date	Jan 26, 2022
Book Page	159/639
Instrument	1512349

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUTCHINSON SD
Recording Date	Sep 27, 2021
Property Address	401 W CHERRY ST, PARKSTON, SD 57366-2208
Document Number	DO/568
Book / Page	DO / 568
Instrument Date	Sep 23, 2021
Instrument	1511670
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 E MAIN ST, PARKSTON, SD 57366-2023

Mortgage

Document Number	000159/490
Date	Sep 27, 2021
Book Page	159/490
Instrument	1511669

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	PARKSTON, SD 57366

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2022

September 2020:

Jurisdiction	HUTCHINSON SD
Recording Date	Sep 9, 2020
Property Address	401 W CHERRY ST, PARKSTON, SD 57366-2208
Document Number	DO/24
Book / Page	DO / 24
Instrument Date	Aug 13, 2020
Instrument	159628
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W CHENY, PARKSTON, SD 57366

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Hutchinson County
Municipality	Parkston City
Unified School District	Parkston School District 33-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,560 (+2.56%) Land $31,750 Building $307,810
2025	$736.00 (+9.2%) Homeowner's exemption	$331,100 (+9.69%) Land $34,130 Building $296,970	$331,100 Building $331,100
2024	$674.00
2023		$301,840 Land $27,780 Building $274,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2008–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 2 claims Severe Storms And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKSTON serves 1,567 people · EPA ID SD4600236
Water Source	Purchased surface water from BY WATER DISTRICT
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2022 Coliform assessment Jun 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Santel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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