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401 W Charlotte Ave, Eustis, FL 32726 Property Records

Lake County property record for 401 W Charlotte Ave, Eustis, FL 32726

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,486 sqft · built 1990
Lot Size0.289 acres (12,601 sqft)
Owner2 Company Names on Record
Last Sale$255,000 (Aug 2019)
Tax Bill$3,864 (2024)
Deeds & MortgagesOct 2023 Transfer
Sep 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-19-26-0003-000-05600

Property Details

APN / Parcel Number

Primary APN14-19-26-0003-000-05600
Alternative APNs
  • 261914000300005600
  • 1307554

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,486 sqft Living Area
Gross Area3,288 sqft
1st Floor Area2,486 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,601 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area464 sqft
PorchEnclosed/Finished Porch
Porch Area768 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1307554
Street Address401 W CHARLOTTE AVE
CityEUSTIS
StateFL
Zip32726-6227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePI
Legal DescriptionE 90 FT OF N 140 FT OF S 1/2 OF NW 1/4 OF SW 1/4 OF SW 1/4 ORB 5332 PG 1718 ORB 6221 PG 1888
Legal Range26E
Legal Township19S
Legal Section14
Legal Quarter3
Legal Tract0003
Legal Lot Number56
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group1
Census Block1031
Census Tract30204

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address401 W CHARLOTTE AVE, EUSTIS, FL 32726-6227
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 1, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 27, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2019 · Amount on Record
Deed SaleAug 27, 2019 · Amount on Record
Prior SaleMay 14, 2007 · Amount on Record
Deed Document Number201996876
Deed Book / Page5332 / 1718
Last Transfer DateSep 26, 2023
Transfer Doc0062211888
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateOct 4, 2023
Property Address401 W CHARLOTTE AVE, EUSTIS, FL 32726-6227
Document Number0062211888
Book / Page6221 / 1888
Instrument DateSep 26, 2023
Instrument2023122411
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address401 W CHARLOTTE AVE, EUSTIS, FL 32726-6227

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address401 W CHARLOTTE AVE, EUSTIS, FL 32726-6227

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address401 W CHARLOTTE AVE, EUSTIS, FL 32726-6227
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 W CHARLOTTE AVE, EUSTIS, FL 32726-6227

Mortgage

Document Number0062031862
DateSep 1, 2023
Book Page6203/1862
Instrument2023107218
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 27, 2019
Property Address401 W CHARLOTTE AVE, EUSTIS, FL 32726-6227
Document Number0053321718
Book / Page005332 / 001718
Instrument DateAug 23, 2019
Instrument96876
Transaction TypeTransfer
Record UpdatedSep 5, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address401 W CHARLOTTE AVE EUSTIS FL 327266227, EUSTIS, FL 32726-6227

Mortgage

Document Number53321720
DateAug 27, 2019
Book Page005332/001720
Instrument96877
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,700 (+2.9%)$302,219 (-) Land $39,419 Building $262,800
2025$240,720 (+5.98%) Land $39,419 Building $201,301$302,219 (+2.95%) Land $39,419 Building $262,800
2024$3,864.00 (+4.49%)
2023$3,698.00 (+1.62%) Homeowner's exemption$227,130 (+3%)$293,552 (+1.51%) Land $39,419 Building $254,133
2022$3,639.00 Homeowner's exemption$220,520$289,172 Land $35,039 Building $254,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1997–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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