401 W Ash Rd, Sterling, VA 20164 Property Records

Loudoun County property record for 401 W Ash Rd, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 1963
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Jan 2019)
Tax Bill	$4,270 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-46-2890-000`

Property Details

APN / Parcel Number

Primary APN	`022-46-2890-000`
Alternative APN	`81 F1A 285`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	240 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	401 W ASH RD
City	STERLING
State	VA
Zip	20164-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	STERLING PARK SEC.1-A BLK.B LOT 285 200501060001696 BROYHILLS ADDN
Legal Subdivision	BROYHILLS ADDN
Legal Block	B
Legal Lot Number	285
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3007
Census Tract	611502

Owner

401 W Ash Rd is owned and occupied by an individual who bought it in January 2019.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	401 W ASH RD, STERLING, VA 20164-3907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG
Jan 17, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE ONE SOLUTIONS
Mar 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019 · Amount on File
Deed Sale	Jan 17, 2019 · Amount on File
Prior Sale	Jan 6, 2005 · Amount on File
Deed Document Number	20192687
Prior Transfer Date	Mar 6, 2018
Prior Transfer Doc	0000012674
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	401 W ASH RD, STERLING, VA 20164-3907
Document Number	20200714055919
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W ASH RD STERLING VA 201643907, STERLING, VA 20164-3907

Mortgage

Document Number	20200714055919
Date	Jul 14, 2020
Instrument	55919

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jan 17, 2019
Property Address	401 W ASH RD, STERLING, VA 20164-3907
Document Number	20190117002687
Instrument Date	Jan 10, 2019
Instrument	2687
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W ASH RD STERLING VA 201643907, STERLING, VA 20164-3907

Mortgage

Document Number	20190117002688
Date	Jan 17, 2019
Instrument	2688

Lender

Name	MORTGAGE ONE SOLUTIONS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	20190117002689,
Date	Jan 17, 2019
Instrument	2689

Lender

Name	MORTGAGE ONE SOLUTIONS
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 16, 2029

Interest

Rate Type	Fixed Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 7, 2018
Property Address	401 W ASH RD, STERLING, VA 20164-3907
Document Number	20180307012674
Instrument Date	Mar 6, 2018
Instrument	12674
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 401 W Ash Rd was $4,270.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,270.00	$530,490 Land $234,400 Building $296,090	$530,490 Land $234,400 Building $296,090
2023	$3,974.00	$454,230 Land $209,400 Building $244,830	$454,230 Land $209,400 Building $244,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 W Ash Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 W Ash Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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