St. Louis County property record for 401 W Arrowhead Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 1947 |
| Lot Size | 0.158 acres (6,889 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jun 2024) |
| Tax Bill | $4,288 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1860-00780 |
| Primary APN | 010-1860-00780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Gross Area |
| 1st Floor Area | 910 sqft |
| Basement Area | 455 sqft |
| Finished Basement | 455 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,889 sqft (0.158 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1167325 |
|---|---|
| Street Address | 401 W ARROWHEAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-2460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 50 FT OF LOTS 8 9 AND 10 SERIAL # |
| Legal Subdivision | GLEN AVON 4TH DIV OF DULUTH |
| Legal Block | 25 |
| Legal Lot Number | 8-9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12113 OSAGE ST NW, MINNEAPOLIS, MN 55448-1802 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Warranty Deed, Transfer · Conventional with PMI BELL BK |
| Jul 27, 2020 | Quit Claim Deed, Transfer NORTH SHORE TITLE |
| Sep 3, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on Record |
| Deed Sale | Jun 14, 2024 · Amount on Record |
| Prior Sale | Jul 27, 2020 · Amount on Record |
| Deed Document Number | 20241489842 |
| Prior Transfer Date | Jul 17, 2020 |
| Prior Transfer Doc | 00A1386148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 27, 2020 |
| Property Address | 401 W ARROWHEAD RD, DULUTH, MN 55803-2460 |
| Document Number | 00A1386149 |
| Instrument Date | Jul 17, 2020 |
| Instrument | A1386149 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $739.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 W ARROWHEAD RD DULUTH MN 558032460, DULUTH, MN 55803-2460 |
| Document Number | A1386150 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | A1386150 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 27, 2020 |
| Property Address | 401 W ARROWHEAD RD, DULUTH, MN 55803-2460 |
| Document Number | 00A1386148 |
| Instrument Date | Jul 17, 2020 |
| Instrument | A1386148 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2096 127TH LN NE BLAINE MN 554495038, BLAINE, MN 55449-5038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 3, 2019 |
| Property Address | 401 W ARROWHEAD RD, DULUTH, MN 55803-2460 |
| Document Number | 00A1362316 |
| Instrument Date | Apr 30, 2019 |
| Instrument | A1362316 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 401 W ARROWHEAD RD DULUTH MN 558032460, DULUTH, MN 55803-2460 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 4, 2018 |
| Property Address | 401 W ARROWHEAD RD, DULUTH, MN 55803-2460 |
| Document Number | 0001339856 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 1339856 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | STERLING TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 401 W ARROWHEAD RD, DULUTH, MN 55803-2460 |
| Document Number | 0001339857 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 1339857 |
| Name | AMERICAN MORTGAGE & EQUITY CONSULTA |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,288.00 (+4.03%) | ||
| 2025 | $4,122.00 (-0.96%) | $317,300 (+5.77%) Land $48,700 Building $268,600 | $317,300 (+5.77%) Land $48,700 Building $268,600 |
| 2024 | $4,162.00 | $300,000 (+17.79%) Land $45,400 Building $254,600 | $300,000 (+17.79%) Land $45,400 Building $254,600 |
| 2022 | $254,700 Land $31,100 Building $223,600 | $254,700 Land $31,100 Building $223,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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