401 W 7th St, Hermann, MO 65041 Property Records

Gasconade County property record for 401 W 7th St, Hermann, MO 65041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 849 sqft · built 1900
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Tax Bill$1,284 (2025)
Deeds & MortgagesAug 2018 Mortgage
Dec 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-7.0-35-1-03-012.000

Property Details

APN / Parcel Number

Primary APN02-7.0-35-1-03-012.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area849 sqft Living Area

Exterior

Year BuiltBuilt 1900
Lot Area7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address401 W 7TH ST
CityHERMANN
StateMO
Zip65041-1217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 57, W 7TH, ORIG TOWN HERMANN
Legal Lot Number57
JurisdictionGASCONADE MO
Township / Civil DivisionROARK
Census Block Group2
Census Block2020
Census Tract960100

Owner

Source: Gasconade County records · APN 02-7.0-35-1-03-012.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 W 7TH ST, HERMANN, MO 65041-1217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2018Deed of Trust, Mortgage · FHA Mortgage
GOLDEN OAK LENDING
Dec 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
JLB CORP
Aug 20, 2019Deed of Trust, Mortgage · FHA Mortgage
GOLDEN OAK LENDING
Sep 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
JLB CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2005
Deed SaleOct 21, 2005
Deed Document Number2005-4266
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASCONADE MO
Property Address401 W 7TH ST, HERMANN, MO 65041-1217
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020182281
DateAug 13, 2018
Instrument2018-2281
Lender
NameGOLDEN OAK LENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueJan 01, 2048

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASCONADE MO
Property Address401 W 7TH ST, HERMANN, MO 65041-1217
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020173874
DateDec 28, 2017
Instrument2017-3874
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2033

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASCONADE MO
Property Address401 W 7TH ST, HERMANN, MO 65041-1217
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020192101
DateAug 20, 2019
Instrument2019-2101
Lender
NameGOLDEN OAK LENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASCONADE MO
Property Address401 W 7TH ST, HERMANN, MO 65041-1217
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020202989
DateSep 30, 2020
Instrument2020-2989
Lender
NameJLB CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 01, 2045

Tax Assessment & Valuation

Source: Gasconade County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyGasconade County
MunicipalityHermann City
Unified School DistrictGasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,284.00 (+7.45%)$19,630 (+8.87%)$103,320 (+8.86%) Land $21,780 Building $81,540
2023$1,195.00 (+0.17%)$18,030$94,910
2022$1,193.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gasconade County (29073C), as of July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290739601002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims74 (1982–2017)
Claims Outside the SFHA3 of 74
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 14 claims
  • Severe Storms & Flooding, Sep 1993 · 28 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Callabyte Technology
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: Whittrio.

Based on FCC filings for 290 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010360, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHERMANN PWS
serves 2,500 people
Water SourceGroundwater
Last State InspectionFeb 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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