401 W 3rd St, Spring Valley, IL 61362 Property Records

Bureau County property record for 401 W 3rd St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1950
Lot Size0.267 acres (11,633 sqft)
OwnerIndividual Name on Record
Tax Bill$5,185 (2025)
Deeds & MortgagesMay 2023 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-34-255-010

Property Details

APN / Parcel Number

Primary APN18-34-255-010
Alternative APN
  • 1623

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area11,633 sqft (0.267 acres)

Location & Zoning

Account Number1834255010
Street Address401 W 3RD ST
CitySPRING VALLEY
StateIL
Zip61362-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-GREENWOODS ADD. L 1 & 16 BLK 133 D 18-0302
Legal Range11
Legal Township16
Legal Section34
Legal SubdivisionGREENWOODS ADD
Legal Block133
Legal Lot Number1,16
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group3
Census Block3075
Census Tract965100

Owner

Source: Bureau County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 W 3RD ST, SPRING VALLEY, IL 61362-1206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage
HUD
Dec 28, 2021Deed of Trust, Mortgage
HUD
Jan 22, 2018Deed, Transfer · Conventional Mortgage
FINANCE AMERICA MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2018
Deed SaleJan 22, 2018
Deed Document Number2018302
Prior Transfer DateAug 18, 2005
Prior Transfer Doc1220/590
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address401 W 3RD ST, SPRING VALLEY, IL 61362-1206
Transaction TypeMortgage
Record UpdatedJun 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R01691
DateMay 30, 2023
Instrument2023R01691
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term336 Months
DueDec 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address401 W 3RD ST, SPRING VALLEY, IL 61362-1206
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R05809
DateDec 28, 2021
Instrument2021R05809
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionBUREAU IL
Recording DateJan 22, 2018
Property Address401 W 3RD ST, SPRING VALLEY, IL 61362-1206
Document Number2018R00302
Instrument DateJan 19, 2018
Instrument2018R00302
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 W 3RD ST, SPRING VALLEY, IL 61362-1206

Mortgage

Document Number2018R00303
DateJan 22, 2018
Instrument2018R00303
Lender
NameFINANCE AMERICA MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,185.00 (+8.54%) Homeowner's exemption$56,891 (+8.56%) Land $5,184 Building $51,707$170,673 (+8.56%) Land $15,552 Building $155,121
2024$4,777.00 (+4.64%)$52,405 (+6.64%) Land $4,775 Building $47,630$157,215 (+6.64%) Land $14,325 Building $142,890
2023$49,142 Land $4,478 Building $44,664$147,426 Land $13,434 Building $133,992
2022$4,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: digiMax, Geneseo Communications Services, IVNet, Nextlink.

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