401 W 3rd St, Elmhurst, IL 60126 Property Records

DuPage County property record for 401 W 3rd St, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details3,185 sqft · built 2018
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$860,000 (Nov 2017)
Tax Bill$23,353 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2017 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-02-103-012

Property Details

APN / Parcel Number

Primary APN06-02-103-012

Interior

Stories2 Stories
Building Area3,185 sqft Living Area
Gross Area4,684 sqft
1st Floor Area1,499 sqft
2nd Floor Area1,686 sqft
Basement Area1,499 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions10 ft deep x 8 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address401 W 3RD ST
CityELMHURST
StateIL
Zip60126-2553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionGRAUES OAK LAWN SUB E 80 FT S 25 FT E 80 FT
Legal SubdivisionGRAUES OAK LAWN SUB
Legal Lot Number74
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group1
Census Block1001
Census Tract843000

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 W 3RD ST, ELMHURST, IL 60126-2553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO FINANCIAL SERVICES INC
Dec 11, 2017Quit Claim Deed, Transfer
OTHER
Nov 3, 2017Special Warranty Deed, Transfer · ARM
CHICAGO FINANCIAL SERVICES INC
Feb 2, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2017 · Amount on Record
Deed SaleNov 3, 2017 · Amount on Record
Prior SaleFeb 2, 2017 · Amount on Record
Deed Document Number2017113734
Last Transfer DateDec 3, 2017
Transfer Doc0000126205
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address401 W 3RD ST, ELMHURST, IL 60126-2553
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000149795
DateDec 8, 2020
InstrumentR2020-149795
Lender
NameCHICAGO FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressCHICAGO, IL 60642
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJul 1, 2035
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateDec 11, 2017
Property Address401 W 3RD ST, ELMHURST, IL 60126-2553
Document Number0000126205
Instrument DateDec 3, 2017
Instrument126205
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address401 W 3RD ST ELMHURST IL 601262553, ELMHURST, IL 60126-2553

November 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDU PAGE IL
Recording DateNov 3, 2017
Property Address401 W 3RD ST, ELMHURST, IL 60126-2553
Document Number0000113734
Map ReferenceDOC111929
Instrument DateOct 25, 2017
InstrumentR2017-113734
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIDELITY NATIONAL TITLE INSU

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 W 3RD ST, ELMHURST, IL 60126-2553

Mortgage

Document Number0000113735
DateNov 3, 2017
InstrumentR2017-113735
Lender
NameCHICAGO FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateNov 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateFeb 2, 2017
Property Address401 W 3RD ST, ELMHURST, IL 60126-2553
Document Number0000012447
Instrument DateJan 25, 2017
Instrument12447
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$342.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15W304 FILLMORE ST ELMHURST IL 601265350, ELMHURST, IL 60126-5350

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,353.00 (+16.87%)$411,506 (+21.34%) Land $101,325 Building $310,181$1,234,518 (+21.34%) Land $303,975 Building $930,543
2022$19,982.00 Homeowner's exemption$339,140 Land $83,510 Building $255,630$1,017,420 Land $250,530 Building $766,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1984–2015)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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