401 W 1st St, Oxnard, CA 93030 Property Records

Ventura County property record for 401 W 1st St, Oxnard, CA 93030 · Last verified July 2026

Property Summary

Property Type	Other
Details	2 bd · 2 ba · 1,412 sqft · built 1900
Lot Size	0.032 acres (1,412 sqft)
Owner	2 Company Names on File
Last Sale	$575,000 (Nov 2022)
Tax Bill	$7,411 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-0-045-080`

Property Details

APN / Parcel Number

Primary APN	`202-0-045-080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,412 sqft Gross Area
1st Floor Area	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	1,412 sqft (0.032 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 W 1ST ST
City	OXNARD
State	CA
Zip	93030-5601
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAP 5 PG 12 BLK 19 PART OF LOT 7
Legal Subdivision	NORTH ADDITION TO THE TOWN OF OXNARD
Legal Block	45
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2040
Census Tract	8700

Owner

Source: Ventura County records · APN 202-0-045-080

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	736 SAN PASCUAL ST, SANTA BARBARA, CA 93101-4429
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2026	Grant Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Nov 01, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2022 · Amount on Record
Deed Sale	Nov 01, 2022 · Amount on Record
Deed Document Number	2022106282
Prior Transfer Date	Nov 17, 2012
Prior Transfer Doc	0000207956
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 08, 2026
Property Address	401 W 1ST ST, OXNARD, CA 93030-5601
Document Number	0000025675
Instrument Date	Apr 06, 2026
Instrument	202625675
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	736 SAN PASCUAL ST, SANTA BARBARA, CA 93101-4429

Mortgage

Document Number	0000025676,
Date	Apr 08, 2026
Instrument	202625676

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 01, 2022
Property Address	401 W 1ST ST, OXNARD, CA 93030-5601
Document Number	2022000106282
Map Reference	MB 5 PG 12
Instrument Date	Aug 30, 2022
Instrument	2022000106282
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W 1ST ST, OXNARD, CA 93030-5601

Mortgage

Document Number	2022000106283
Date	Nov 01, 2022
Instrument	2022000106283

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Nov 01, 2027
Change Frequency	6 Months
Min Rate At Change	8.5%
Max Rate At Change	10.5%
Index	Other
Margin	6
Max Rate	13.5%

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$610,194 (+2%) Land $396,892 Building $213,302
2025	$7,411.00 (+2.22%)	$598,230 (+4.04%) Land $389,110 Building $209,120
2024	$7,250.00 (+3.79%)
2023	$6,985.00 (+200.56%)	$575,000 Land $374,000 Building $201,000
2022	$2,324.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110087002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 737 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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