401 W 14th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 401 W 14th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,960 sqft · built 1997
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on File
Last Sale	$459,648 (May 2025)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B015820`

Property Details

APN / Parcel Number

Primary APN	`000B015820`
Alternative APNs	`03-0821-04-3-19-04-0000` `R0337067` `B015820` `B01582`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,072 sqft (0.346 acres)
View / Lot	Rural
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	32 sqft
Deck Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	401 W 14TH ST
City	LAUREL
State	MT
Zip	59044-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MATHIS SUBD 2ND FILING, S04, T02 S, R24 E, BLOCK 3, LOT 4
Legal Range	24E
Legal Township	02S
Legal Section	04
Legal Subdivision	MATHIS SUBD 2ND FILING
Legal Block	3
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1002
Census Tract	1901

Owner

401 W 14th St is owned and occupied by two individuals who bought it in May 2025.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 W 14TH ST, LAUREL, MT 59044-9609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALLEY CREDIT UNION
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on File
Deed Sale	May 23, 2025 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	20254103253
Transfer Doc	0003988861
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 26, 2026
Property Address	401 W 14TH ST, LAUREL, MT 59044-9609
Document Number	0004144379
Instrument Date	Aug 21, 2026
Instrument	20264144379
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W 14TH ST, LAUREL, MT 59044-9609

Mortgage

Document Number	0004144379,
Date	Aug 26, 2026
Instrument	20264144379

Lender

Name	VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 3, 2021
Property Address	401 W 14TH ST, LAUREL, MT 59044-9609
Document Number	0003988862
Map Reference	DOC 622030
Instrument Date	Sep 3, 2021
Instrument	3988862
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W 14TH ST, LAUREL, MT 59044-9609

Mortgage

Document Number	0003988863
Date	Sep 3, 2021
Instrument	3988863

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 401 W 14th St was $1,669, down 25% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,900 (-) Land $72,989 Building $320,911	$393,900 (-) Land $72,989 Building $320,911
2025	$1,669.00 (-25.02%)	$393,900 Land $72,989 Building $320,911	$393,900 Land $72,989 Building $320,911
2024	$2,226.00 (+8.59%)
2023	$2,050.00	$323,600	$323,600 Land $47,332 Building $276,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 W 14th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 W 14th St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 79% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisp West.

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