Yellowstone County property record for 401 W 11th St, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1971 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Nov 2021) |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B01514A |
| Primary APN | 000B01514A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,415 sqft |
| Basement Area | 713 sqft |
| Finished Basement | 713 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,700 sqft (0.177 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 702 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 102 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 W 11TH ST |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAURMAC SUBD AMEND, S09, T02 S, R24 E, BLOCK 9, LOT 16 - 17 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | LAURMAC SUBD AMEND |
| Legal Block | 9 |
| Legal Lot Number | 16-17 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1901 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 W 11TH ST, LAUREL, MT 59044-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Sep 7, 2017 | Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK |
| Jun 21, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP |
| Jul 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERN SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on File |
| Deed Sale | Nov 18, 2021 · Amount on File |
| Prior Sale | Sep 7, 2017 · Amount on File |
| Deed Document Number | 20213997965 |
| Last Transfer Date | Jun 20, 2022 |
| Transfer Doc | 0004020696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Oct 30, 2023 |
| Property Address | 401 W 11TH ST, LAUREL, MT 59044-1741 |
| Document Number | 0004061327 |
| Map Reference | DOC 644277 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 4061327 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 W 11TH ST, LAUREL, MT 59044-1741 |
| Document Number | 0004061328 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 4061328 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 401 W 11TH ST, LAUREL, MT 59044-1741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003826586 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 3826586 |
| Name | WESTERN SECURITY BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MT 59044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 21, 2022 |
| Property Address | 401 W 11TH ST, LAUREL, MT 59044-1741 |
| Document Number | 0004020696 |
| Map Reference | DOC 644277 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 4020696 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 W 11TH ST, LAUREL, MT 59044-1741 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Nov 18, 2021 |
| Property Address | 401 W 11TH ST, LAUREL, MT 59044-1741 |
| Document Number | 0003997965 |
| Map Reference | DOC 644277 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 3997965 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2021 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 W 11TH ST, LAUREL, MT 59044-1741 |
| Document Number | 0003997966 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 3997966 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 401 W 11TH ST, LAUREL, MT 59044-1741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003888189 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 3888189 |
| Name | WESTERN SECURITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,700 (-) Land $58,253 Building $332,447 | $390,700 (-) Land $58,253 Building $332,447 | |
| 2025 | $2,542.00 (-16.9%) | $390,700 (+22.94%) Land $58,253 Building $332,447 | $390,700 (+22.94%) Land $58,253 Building $332,447 |
| 2024 | $3,059.00 (+20.91%) | ||
| 2023 | $2,530.00 | $317,800 | $317,800 Land $37,880 Building $279,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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