Hamilton County property record for 401 W 10 Rd, Phillips, NE 68865
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,832 sqft · built 2000 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,938 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3441-15-3-00000-000-0146 |
| Primary APN | 3441-15-3-00000-000-0146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 1,832 sqft |
| Basement Area | 3,275 sqft |
| Finished Basement | 1,770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 97,139 sqft (2.23 acres) |
| Garage Type | Attached |
| Garage Area | 883 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 54 sqft |
| Deck Area | 460 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 401 W 10 RD |
|---|---|
| City | PHILLIPS |
| State | NE |
| Zip | 68865-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 05-AGRICUL |
| Legal Description | PT SW 1/4 SW 1/4 |
| Legal Range | 08 |
| Legal Township | 10 |
| Legal Section | 15 |
| Jurisdiction | HAMILTON NE |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 969200 |
Source: Hamilton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 W 10 RD, PHILLIPS, NE 68865-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON NE |
| Property Address | 401 W 10 RD, PHILLIPS, NE 68865-2103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 329/69 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 329/69 |
| Instrument | 2020-00645 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | AURORA, NE 68818 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Hamilton County |
| Unified School District | Aurora Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $533,425 (+10.58%) Land $55,600 Building $477,825 | $533,425 (+10.58%) Land $55,600 Building $477,825 | |
| 2025 | $2,938.00 (-11.85%) | $482,400 (+47.09%) Land $55,600 Building $426,800 | $482,400 (+47.09%) Land $55,600 Building $426,800 |
| 2023 | $3,333.00 | $327,960 Land $48,480 Building $279,480 | $327,960 Land $48,480 Building $279,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Jul 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hamilton.net Fiber | 1,000 / 1,000 |
| Big Red Communications Fixed Wireless | 200 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
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