Cabarrus County property record for 401 Villa St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1965 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $254,500 (Jun 2022) |
| Tax Bill | $1,517 (2023) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5623 42 0965 |
| Primary APN | 5623 42 0965 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Gross Area | 992 sqft |
| 1st Floor Area | 888 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,200 sqft (0.326 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 580 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 148366 |
|---|---|
| Street Address | 401 VILLA ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-7524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 50 EASTWAY VILLAGE |
| Legal Subdivision | EASTWAY VILLAGE |
| Legal Tract | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40704 |
401 Villa St is owned by a company that bought it in June 2022.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3903 S CONGRESS AVE, 40298, AUSTIN, TX 78704-0213 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Jun 30, 2022 | Special Warranty Deed, Transfer BCHH INC |
| Dec 17, 2021 | Special Warranty Deed, Transfer BCHH INC |
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 5, 2021 | Warranty Deed, Transfer |
| Feb 1, 2017 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on File |
| Deed Sale | Jun 30, 2022 · Amount on File |
| Prior Sale | Aug 5, 2021 · Amount on File |
| Deed Document Number | 202220842 |
| Deed Book / Page | 16097 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 401 VILLA ST, KANNAPOLIS, NC 28083-7524 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0016643176 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 16643/176 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 9, 2028 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 30, 2022 |
| Property Address | 401 VILLA ST, KANNAPOLIS, NC 28083-7524 |
| Document Number | 0016097166 |
| Book / Page | 16097 / 166 |
| Map Reference | MB 11 PG 57 |
| Instrument Date | Jun 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | BCHH INC |
| Amount | Amount on Record |
|---|---|
| Tax | $509.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK, 5001, AUSTIN, TX 78746-1070 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK, AUSTIN, TX 78746-1070 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 17, 2021 |
| Property Address | 401 VILLA ST, KANNAPOLIS, NC 28083-7524 |
| Document Number | 0001572972 |
| Book / Page | 15729 / 72 |
| Map Reference | MB 11 PG 57 |
| Instrument Date | Dec 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | BCHH INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 401 VILLA ST, KANNAPOLIS, NC 28083-7524 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 14125161 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 14125/161 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 5, 2021 |
| Property Address | 401 VILLA ST, KANNAPOLIS, NC 28083-7524 |
| Document Number | 15385115 |
| Book / Page | 15385 / 115 |
| Map Reference | MB 11 PG 57 |
| Instrument Date | Aug 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $306.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2158 E US HIGHWAY 40, 2158, GREENCASTLE, IN 46135-8725 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 1, 2017 |
| Property Address | 401 VILLA ST, KANNAPOLIS, NC 28083-7524 |
| Document Number | 12344361 |
| Book / Page | 012344 / 000361 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 2753 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16908 LANDINGS DR #E HUNTERSVILLE NC 280784924, E, HUNTERSVILLE, NC 28078-4924 |
| Document Number | 12344364 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 012344/000364 |
| Instrument | 2754 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2047 |
| Document Number | 12344379, |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 012344/000379 |
| Instrument | 2755 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | RALEIGH, NC 27611-8066 |
| Amount | Amount on Record |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,050 Land $40,000 Building $112,050 | ||
| 2024 | $152,050 (+37.28%) Land $40,000 Building $112,050 | ||
| 2023 | $1,517.00 | $110,760 Land $26,000 Building $84,760 | $110,760 Land $26,000 Building $84,760 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 401 Villa St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Villa St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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