401 Vancluse Bay Dr, Bakersfield, CA 93307 Property Records

Kern County property record for 401 Vancluse Bay Dr, Bakersfield, CA 93307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,557 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$208,500 (Jun 2021)
Tax Bill	$5,534 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`518-213-11-00-8`

Property Details

APN / Parcel Number

Primary APN	`518-213-11-00-8`
Alternative APNs	`518-213-11-1` `51821311`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,557 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	1,557 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	518213111
Street Address	401 VANCLUSE BAY DR
City	BAKERSFIELD
State	CA
Zip	93307-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7226 , BLOCK PH2, LOT 39
Legal Subdivision	7226 PH 2
Legal Tract	7226
Legal Block	3
Legal Lot Number	39
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	3
Census Block	3008
Census Tract	3208

Owner

401 Vancluse Bay Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Kern County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 VANCLUSE BAY DR, BAKERSFIELD, CA 93307-3936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 30, 2021	Grant Deed, Transfer · Conventional Mortgage SELF HELP FCU
Jul 27, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Jan 9, 2017	Deed of Trust, Mortgage · Conventional with PMI GREGORIO INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	2021123211
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	401 VANCLUSE BAY DR, BAKERSFIELD, CA 93307-3936
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 VANCLUSE BAY DR, BAKERSFIELD, CA 93307-3936

Mortgage

Document Number	0000005676
Date	Jan 16, 2026
Instrument	226005676

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 30, 2021
Property Address	401 VANCLUSE BAY DR, BAKERSFIELD, CA 93307-3936
Document Number	0000123211
Map Reference	MB 60 PG 171-173
Instrument Date	Apr 21, 2021
Instrument	221123211
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 VANCLUSE BAY DR, BAKERSFIELD, CA 93307-3936

Mortgage

Document Number	0000123212
Date	Jun 30, 2021
Instrument	221123212

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 27, 2017
Property Address	401 VANCLUSE BAY DR, BAKERSFIELD, CA 93307-3936
Document Number	0000097150
Map Reference	MAP60 PG171-173
Instrument Date	May 22, 2017
Instrument	0217097150
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 VANCLUSE BAY DR, BAKERSFIELD, CA 93307-3936

Mortgage

Document Number	0000097151
Date	Jul 27, 2017
Instrument	0217097151

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	401 VANCLUSE BAY DR, BAKERSFIELD, CA 93307-3936
Document Number	0000006548
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 27, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4838 BURR ST #B BAKERSFIELD CA 933080001, B, BAKERSFIELD, CA 93308-0001

Mortgage

Document Number	0000006548
Date	Jan 18, 2017
Instrument	6548

Lender

Name	GREGORIO INVS
Type	MERS
Address	SAN LUIS OBISPO, CA 93406

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 Vancluse Bay Dr was $5,534, up 2.1% from the year before.

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Greenfield Union School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,534.00 (+2.07%)	$266,276 Land $64,945 Building $201,331
2024	$5,422.00 (+2.4%)
2023	$5,295.00 (+1.24%)	$255,938 Land $62,424 Building $193,514
2022	$5,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 401 Vancluse Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Vancluse Bay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: AT&T, GeoLinks, Verizon.

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