401 Valley Ave, Spring Valley, MN 55975 Property Records

Fillmore County property record for 401 Valley Ave, Spring Valley, MN 55975

Property Summary

Property Type	Commercial
Lot Size	0.41 acres (17,961 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Feb 2021)
Tax Bill	$92 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2021 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`36.0390.000`

Property Details

APN / Parcel Number

Primary APN	`36.0390.000`

Exterior

Lot Area	17,961 sqft (0.41 acres)

Location & Zoning

Street Address	401 VALLEY AVE
City	SPRING VALLEY
State	MN
Zip	55975-1659
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ALLENS ADDITION LOT-1-7 BLOCK-006 LOTS 1 TO 7 BLK 6 ALLENS ADD
Legal Subdivision	ALLENS ADDITION
Legal Block	6
Legal Lot Number	1-7
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	3
Census Block	3010
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22470 COUNTY 8, FOUNTAIN, MN 55935-4827
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage HOME FEDERAL SAVINGS BANK
Feb 24, 2021	Deed, Transfer
Feb 24, 2021	Warranty Deed, Transfer
Aug 14, 2020	Deed, Transfer
Dec 29, 2017	Transfer on Death Deed, Transfer
Dec 29, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	2021431239
Prior Transfer Date	Dec 12, 2017
Prior Transfer Doc	0000415738
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	401 VALLEY AVE, SPRING VALLEY, MN 55975
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442160
Date	Apr 26, 2023
Instrument	442160

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	23 Months
Due	Mar 25, 2025

Interest

Rate Type	Adjustable Rate

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FILLMORE MN
Recording Date	Feb 24, 2021
Property Address	401 VALLEY AVE, SPRING VALLEY, MN 55975
Document Number	0000431239
Instrument Date	Feb 12, 2021
Instrument	431239
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22470 COUNTY 8, FOUNTAIN, MN 55935-4827

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Feb 24, 2021
Property Address	401 VALLEY AVE, SPRING VALLEY, MN 55975
Document Number	0000431237
Instrument Date	Feb 8, 2021
Instrument	431237
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18355 790TH AVE, OSTRANDER, MN 55961-8018

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FILLMORE MN
Recording Date	Aug 14, 2020
Property Address	401 VALLEY AVE, SPRING VALLEY, MN 55975
Document Number	0000428119
Instrument	428119
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18355 790TH AVE, OSTRANDER, MN 55961-8018

December 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FILLMORE MN
Recording Date	Dec 29, 2017
Property Address	401 VALLEY AVE, SPRING VALLEY, MN 55975
Document Number	0000415738
Instrument Date	Dec 12, 2017
Instrument	415738
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FILLMORE MN
Recording Date	Dec 29, 2017
Property Address	401 VALLEY AVE, SPRING VALLEY, MN 55975
Document Number	0000415735
Instrument Date	Feb 8, 2010
Instrument	415735
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18355 790TH AVE, 18355, OSTRANDER, MN 55961-8018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18355 790TH AVE, OSTRANDER, MN 55961-8018

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,200 (-) Land $4,200	$4,200 (-) Land $4,200
2025	$92.00 (-9.8%)
2023		$4,200 Land $4,200	$4,200 Land $4,200
2020	$102.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (2000–2013)
Most Recent Claim	May 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims Severe Storms And Flooding, Jul 2000 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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